Layfhakera best advice that can save you in 2019

How not to spend too much in supermarkets, dinner for 50 rubles, free to go to the doctor without the queues and just have a great time at no extra cost. Together with MTS we summarize the year and remember the most useful articles about money.

How to create a budget for the month and year: a guide with examples

How to manage finances in order not to have to live from hand to mouth for a week to paycheck? How to save money, and if they do not have enough? If you will understand these issues, in the new year will be able to start planning your own budget.

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25 tips for a trip to the supermarket, which will save money, time and nerves

In order not to be carried out on advertising, unprofitable promotions and discounts, and purchase in-store only the right products, you should eat before you leave, make a shopping list and be smarter supermarkets. How - says in the article.

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20 apps to help save money on purchases

If you stay cool, buy discount profitable. Due to the competition shops and cafes to cut prices to attract buyers. Very difficult to keep track of all discounts, but there is an application-aggregators, to help in this. With them, you can save on products, to buy clothes on sale and going to the movies at half price. Try it!

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20 ways to throw money down the drain

You spend a lot of money and do not know where they go. Do you think that earns a good idea and can afford takeaway coffee. But if every working day starts with cappuccino for 150 rubles, then go away for a year about 37 thousand. Such expenses are almost imperceptible, but eat up a significant portion of the budget. Give at least some in the new year and get more money to good use.

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Trap of thinking that make you spend more

We often make hasty and illogical purchase. Surely you've ever found yourself leaving the store with bags of things that you were not going to buy. Everything somehow it happened: saw, wanted, carried her to the cash register. The point is the trap of thinking that make us spend more. But if you do not act on the machine, it is possible to avoid unnecessary expenses.

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12 daily habits that will save you money

Not necessarily change their lives radically, to spend less. Quora users have given interesting and unexpected advice on how to save money without much effort.

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11 ways to become richer

No will and conspiracy. Show tips on how to get out of debt, reduce waste and increase your capital.

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How to cook a meal for 50 rubles 10 budget recipes

Almost a third of all Russians leave costsRating of European countries by the share of household expenditure on food - 2018. for food. But if you plan a menu and not show off, it can be a good idea to cut spending. How - show specific examples. Chicken meatballs with pasta, quiche with salmon, eggs Scotch - such meals can be prepared and 100, and even up to 50 rubles.

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10 health care services that you need to have a free but require money

A lot of money is spent on health care. If there is something sick, have to go to the paid doctor - all better than a month to wait for admission under the policy of the MLA. Nevertheless, we make contributions for compulsory health insurance and the right to receive assistance free of charge. How to be treated at the expense of the state and not wait for their turn for months - says the article.

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How not to spend money on medicines, pacifiers

Antiviral drugs are not working, and nutritional supplements have proven efficacy. Find out what other tools do not cost money spent on them.

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45 ideas of what to do on weekends and not spend a penny

Saturated output - this is not necessarily expensive. There are lots of free entertainment that will take you no worse than the theater, laser tag and a cozy coffee house. We collected as many as 45 ideas - choose any, and consider how much money could be saved.

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Personal experience: how to live a week to 700 rubles

Walk more longer to savor a slice of chocolate and enjoy your own wit - saving happens and such. Leading Layfhakera Irina took Rogava Challenge "To live a week to 700 rubles," and spoke about the challenges and discoveries. Look at its history and try to do the same. Awareness of the costs is provided to you.

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Why is the economy not deprive you of pleasure and enriches the lives of

Many people think that the economy - it is the deprivation and despondency. In fact, you need to save to selectively and intelligently. This enriches the life of frugality and allows to reconsider the relation to resources: time, energy, attention and money.

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That's not all

In 2018, we wrote a lot of other cool articles on the finance and economy. For example, to understand how we deceive supermarkets, what exactly should not doIf you have problems with money, and where to invest the savings 20, 30 and 40 years. Learned what financial mistakes we make every day and why it is difficult set aside part of their salaries. In 2019 we will continue to tell you how to save money, not to spend too much and live better.