What will change in the laws in May 2022
Miscellaneous / / May 01, 2022
Reducing the rate on preferential mortgages and deferment from the army for IT specialists.
You can apply for benefits for children from 8 to 17 years old
In April, the authorities announced a new benefit for low-income families. You can apply for it if the average per capita income per family member is below the subsistence level. Depending on income, you can receive from 50 to 100% of the child's subsistence minimum monthly. We talked about this and other benefits in more detail in separate material.
In May, you can already apply for these benefits.
For the identification of the USSR and Nazi Germany will be punished under the Code of Administrative Offenses
The law came into force on April 27 and in the selection last month's changes missed. So it's worth mentioning it in the May digest.
Chapter 13 of the Code of Administrative Offenses supplementedFederal Law No. 103-FZ of April 16, 2022 “On Amendments to the Code of Administrative Offenses of the Russian Federation” article 13.48. It implies responsibility for the public identification of the USSR and Nazi Germany. This applies to:
- goals;
- decisions and actions of the leadership, command and military personnel.
They can also be punished for denying "the decisive role of the Soviet people in the defeat of Nazi Germany and the humanitarian mission of the USSR in the liberation of the countries of Europe."
The word "public" in the wording is important. Responsibility is provided if "sedition" is uttered in front of a mass audience, distributed through the media or on the Internet. That is, if you write something questionable in a chat for 100 people, it may be considered an offense. And personal correspondence still remains so.
For violation, you can get a fine of 1-2 thousand rubles or administrative arrest for up to 15 days. For officials, the fine will be 2-4 thousand rubles, for legal entities - 10-50 thousand. In the case of a second case, you will have to pay a little more. Officials can also run into a temporary disqualification, and legal entities can be suspended.
You can import more purchases from abroad without duty
Another update at the end of April. Until October 1 canThe EEC Council raised the duty-free threshold for the import of goods for personal use to 1,000 euros and 31 kg / EEC import into the country duty-free goods worth up to 1,000 euros and weighing less than 31 kg. Previously, there were limits of 500 euros and 25 kg. We are talking about goods for personal use that the traveler carries by train, car or bus.
If the price is exceeded, the duty will be 30% of its value, weight - 4 euros for each kilogram on top.
For those arriving by plane, the limits are old: 10 thousand euros and 50 kg. For those crossing the border on foot, too - 500 euros and 25 kg.
From May 1, preferential mortgages can be issued at a rate of 9%
Since 2020, Russia has had a program of concessional lending. Within its framework, an apartment in a new building could first be bought at 6.5% per annum, then at 7%, and later - after raising the key rate to 20% - 12%. From May 1 down to 9%The Ministry of Finance of Russia submitted to the Government a draft resolution to reduce the rate on preferential mortgages to 9% / Ministry of Finance of Russia.
The program applies only to primary housing. You can read about the full conditions of concessional lending in separate material.
Employees of IT companies will begin to issue mortgages at 5% per annum
The program announced by Prime Minister Mikhail Mishustin will start in May preferential mortgageDecree of the Government of the Russian Federation dated April 01, 2022 No. 714-r for employees of the information technology industry. Not everyone can take it. While the conditions are:
- Borrower's employer is in special register Ministry of Telecom and Mass Communications, located in Russia, enjoys tax benefits.
- Age - from 22 to 45 years. Anyone who has already celebrated their 45th birthday will not be able to take advantage of the offer.
- Income - from 150 thousand per month for million-plus cities, from 100 - for other settlements.
- The rate is 5%. Maybe lower.
- The maximum loan amount is 18 million for million-plus cities, 9 million for other settlements.
Another important condition is that you can only buy primary housing. So, not only banks, but also developers will benefit from the new program. The conditions are preliminary, they may change, but hardly significantly.
Employees of IT companies will be granted a respite from the army
A person can apply for a deferral of performance following conditionsDecree of the Government of the Russian Federation of March 28, 2022 No. 490 “On approval of the Rules for granting the right to receive a deferment from conscription for military service to citizens of the Russian Federation working in accredited organizations operating in the field of information technologies":
- The employer company has state registration from the Ministry of Digital Development.
- He was educated by profession from list.
- Works under an employment contract.
- Works for the company for more than 11 months or less, but this is his first year after graduation.
The delay does not appear automatically. The employer must, no later than 50 days before the call-up, draw up and submit to the Ministry of Digital Development a list of employees who fall under these conditions. You can do this through "Public Services".
Moreover, if an employee leaves, the company must notify the military registration and enlistment office within two weeks.
Fathers will be more likely to receive maternity capital
In general, this pay given to mothers. Previously, a father could access the money only if the woman was deprived of parental rights, she died, or he single-handedly adopted a child.
Now added to the law two clarificationsDraft Law No. 12193-8 "On Amendments to Certain Legislative Acts of the Russian Federation". A man can receive maternity capital in the following cases:
- If the mother of the child died and she did not have Russian citizenship. Previously, in order to receive money, a woman was required to be Russian.
- A child from a surrogate mother who signs a waiver at the maternity hospital. The woman who will raise the child, in such cases, legally acts adoptive mother and can not claim matkapital. But it is now allowed to the father.
Businesses will be able to transfer more money through the fast payment system
Until May 1, no more than 600 thousand rubles could be spent through the system at a time. Now the sum increasedBank of Russia Ordinance No. 6115-U, dated April 4, 2022, “On Amendments to Bank of Russia Regulation No. 732-P, dated September 24, 2020, “On the Payment System of the Bank of Russia” up to 1 million.
SBP allows businesses to accept payments by QR code, link, NFC tag, and so on.
It will become more difficult for fraudsters to replace numbers
From May 1, telecom operators obligedFederal Law No. 319-FZ of July 02, 2021 “On Amendments to the Federal Law “On Communications”” transfer the received subscriber numbers to the network of other operators without changes. As planned, this should protect citizens from fraud related to number substitution.
Criminals often use this scheme. The attacker dials the victim’s number, and the victim’s number is displayed as if she is being called from a bank or from the police department. And there is more trust in the reported. Now this shouldn't happen. Although criminals will probably learn how to get around this, so it's still not worth it lose one's guard.
Banks will write off lump sum payments against the loan only after agreement
Credit institutions have the right to write off not all money from the debtor's account to repay loans. For example, various kinds of budget payments are protected from this - benefits for pregnant women or funds allocated for a child.
From May 1, the law to be specifiedFederal Law No. 444-FZ of December 30, 2021 “On Amendments to Certain Legislative Acts of the Russian Federation”. Now the bank will be able to write off the amount of lump-sum payments from the account only after the consent of the borrower. Moreover, in each case - once this permission is not valid indefinitely. Moreover, if within 14 days the debtor changes his mind, he can withdraw the consent. The money must be returned to him within three days. Naturally, after that, the borrower will again owe the bank more by this amount.
Foreign elevators will be banned from purchasing for public procurement
The rule has been in effect since May 24. For public procurement permittedDecree of the Government of the Russian Federation of November 20, 2021 No. 1989 “On Amendments to the Decree of the Government of the Russian Federation of April 30, 2020 N 616 and invalidating certain provisions of certain acts of the Government of the Russian Federations" purchase only domestic passenger elevators or those manufactured in the countries of the Eurasian Economic Union.
Light drones must be registered before May 27
Until March, UAVs heavier than 250 g had to be registered with the Federal Air Transport Agency. From March 29, drones weighing 150 g or more will also be subject to registration. Those who bought the device before March 29 were given 60 days to register. May 27 time expiresDecree of the Government of the Russian Federation of March 19, 2022 No. 415 "On Amendments to the Decree of the Government of the Russian Federation of May 25, 2019 No. 658".
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I write for Lifehacker about money, law and rights, things that make life easier, better and more fun. And of course, I check the advice on myself: I get tax deductions, I file declarations online, and I also paid off my mortgage ahead of schedule and forced the post office to find my package.
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