HomeBudget with Sync helps with the convenience to conduct home accounting
Makradar Technologies / / December 19, 2019
Modern smartphones have long since become not only a means of communication and entertainment, but also in the devices that help in business life. We begin to review applications - assistants and primarily with the application for registration of money which was made available and control their movement.
By purchasing an already distant past first smartphone, I began puzzling question of doing homework accounting because was the need to be always in your pocket data on expenditures, revenues and current account balance. Excel spreadsheets seemed uncomfortable and had to look for specific applications.
In this case, you need to be displayed:
- costs per day, broken down by categories and subcategories;
- funds accounting mode on different accounts in different currencies;
- keeping the current rates;
- records of income.
On the old lady WM5 such a program was found, it was called «SPB Finance» and fully meet the requirements that were set before the application.
But then came the moment of purchase of the first device on the IOS, I was surprised to find that this application is not in the App Store. After trying a bunch of financial applications, I stopped at HomeBudget program that is not only consistent with their requirements for accounting, but also in the automatic mode is calculated rates for the days of cash flow and synchronized with other devices Apple.
To start working with the program, the basic settings must be entered:
- to determine the language,
- choose a base currency (if the household budget is made up of several currencies, in general a result, they will be converted);
- password protection and specify where to store the encrypted backups;
- establish synchronization group (for synchronization with various devaysa apple);
- look into their wallets and bank statements and make the balances in foreign currency accounts;
Then it begins to work directly with the program, to be exact - setting a cost list of categories and subcategories.
First, this work may seem long and tedious, but I recommend gradually build this list - as payments.
Imagination when creating the list of expenditure is not restricted, the depth of sub-categories can be both superficial and deeper. For example, the category "Expenses for cars" can have a sub-category "Gasoline", "insurance", "repair", "fines", etc. but then, if important to you is the amount you spend on gasoline for the month - you have to put the data on days. If you do the categories of "Gasoline" - then the accumulated amount for the month will be visible immediately.
When you enter expenses as possible and take a picture of a check, but this feature is useful only to the most meticulous, as check data do not fall into categories and subcategories.
As a result, costs can be viewed as a pie chart or as a graph, histogram, that quite clearly.
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Categories "Income" developers did not bother and do not sub-categories, so if you receive income from different places, you yourself have to decide - a source of income specified.
As a result, the home screen of the program will be as follows:
For those who want to use the deeper features of the program, a set of functions Receipts (Bills) - here are introduced fixed payments which are known by the dates and amounts. After the implementation of the payment application alone carries the amount of costs.
and Budget (Budget) - then your costs are displayed with the values that you set for yourself (for example, the maximum amount of fines).
Starting to use the program in a few months you will be able to analyze income and expenses by month, as well as to find a "hole" in the budget.
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The program provides an opportunity for the user's request be sufficiently large number tables and graphs, as well as keep a record of the accounts (in different currencies), date, category of expenditure and income.
An important factor - the implemented synchronization. This will allow all members of the family bring revenues and expenses in a joint budget and increases the usability of the application on all Apple devices.
I think that for those who are important issues of the state of personal finances, the application will be enjoyed.