As NFC-payments from smarftona make payment easier and faster
Tips / / December 19, 2019
Now the cash has already seems to us the past century, but also ordinary bank cards too have become a familiar means of payment, so that many are interested in, and what's next? In the future we are waiting everywhere convenient mobile payments using NFC technology, in which no one except you, does not apply to a credit card, and it exists only in your smartphone. It's nice that our eyes are the future has come.
Mobile NFC-payment is due to the ISO 14443 standard, which is present in the palm of your hands and in the reader that interacts with it.
Due to this, you can carry out contactless payments like using real cards, and using a smartphone that supports NFC technology. That is the last payment method we describe in more detail.
Quick connection without problems
One of the options - connect through the app "Wallet". This application may already be on your phone, if it is included in the list of compatible models.
All that is needed - is to release through the application contactless bank card, which can take from 5 to 15 minutes and then throw money at it, for example, through an ordinary bank card. After that you can pay with your smartphone on the contactless MasterCard PayPass® technology.
Payment for 5 seconds
Payments via smartphone are much, because most of the smart phone is faster than payment by credit card in your pocket or even in the hands, while you wait for your turn.
To pay on the account, you need to unlock your smartphone, open the appropriate application, select a card, which must be written off the money, and bring your phone to the card reader. As soon as your card will be in the radius of action of NFC, payment will occur.
Moreover, in the application, you can select the default map, and you will not have to constantly open the application. Simply unlock your phone and bring it to the reader.
Safety first
A reasonable question arises: Is it possible to intercept data or pay for a purchase, casually holding the phone to the reader? It turns out, no.
NFC action is practically impossible due to the small radius. You brought the smartphone to activated the reader, in a split second there was union, money written off, you remove the smart phone and terminal disconnected.
Moreover, for each such transaction unique cryptogram is formed, which is not reused, and the double encryption is used. So that the operation can not be played back.
Well, if you are worried for any unauthorized use of your phone, then all you have to do - is to put a password on the lock.
While the phone is locked, no one can use your NFC-card. In addition, NFC-card can be blocked, just like any ordinary.
More opportunities every day
More and more commercial enterprises introducing the modern method of payment, and the bigger the city, the more these companies: a network of supermarkets and hypermarkets, grocery stores, gas stations network, the network of restaurants Starbucks, Burger King, Subway and other catering establishments, pharmacies and other trade enterprise.
here here You can see a list of places that accept payment by MasterCard PayPass Contactless technology, and hence the payment with your smartphone, in Russia and in the world.
Have you already tried to contactless payments with your smartphone?