10 Best Online Bookkeeping Services
Miscellaneous / / August 15, 2023
With them, you no longer have to worry about calculating taxes, filing reports and preparing other documents.
Tax returns and accounting documents are a headache for individual entrepreneurs and heads of legal entities. After all, even the slightest mistake can lead to a fine and attract the attention of regulatory authorities. Therefore, the state usually always has an accountant. An outsourcing company can also solve all issues.
But there is a simpler and more convenient solution - online services for bookkeeping. It is more profitable, more reliable and faster. They can not only simplify the work of an accountant, but also replace a full-time employee.
How to choose an online accounting service
There are quite a lot of services that allow you to do bookkeeping online and automate this process. To choose the appropriate option, you can be guided by this algorithm.
- Check out the available features. First, determine which options are your priority. For example, if you often travel and you can’t always use a laptop, choose services with a mobile application or an Internet bank adapted for mobile devices.
- Find out what form of business the service is suitable for. Not all platforms work equally well with IP, LLC and cooperative. You should immediately clarify the type of taxation system supported, so that there are no surprises later.
- Consider the price. Explore all the rates that online services offer and see what is included in the subscription fee. Compare the conditions: the lowest price is not always the best. More expensive rates may include the services you need.
- Check if there is technical support and what issues it solves. When using the online service, technical difficulties and questions may arise - this is normal. It is important that problems are resolved promptly.
- Read reviews. No one talks about service better than customers. On the thematic sites you can find everything you need. Keep in mind that reviews are quite subjective. try take into account only rational and well-founded opinions in order to form the correct impression. Better yet, take advantage of the free trial period.
- Make sure the service is safe and reliable. It must ensure the secure storage and processing of personal data. It is better to trust well-known brands that have proven themselves in the market.
What services for online accounting should you pay attention to?
Consider the services used by both novice sole proprietors and large LLCs.
1. Online accounting from Sberbank
The online service is suitable for individual entrepreneurs and LLCs. There are four tariffs available, and the choice will depend on the form of business organization, taxation regime, the presence or absence of employees. The cost is from 350 rubles per month. The minimum price is set for individual entrepreneurs on the simplified tax system 6% without employees. If such entrepreneurs have a current account with Sberbank, the service will be free for them.
The most expensive tariff will cost 2,923 rubles - it is designed for individual entrepreneurs and OOOwith up to 100 employees. With the help of the service, you can pay taxes, prepare and submit tax returns, develop primary documents for invoicing. Operations are confirmed in SberBusiness Internet Banking.
You can get advice and technical assistance in online chat, instant messengers and video calls. Of the pluses, one can also note a free trial period of 7 days, a simple and intuitive interface, a wide range of options, and variability of tariffs.
Minus: the service is suitable only for small organizations. If the staff is more than 100 people, it is worth looking for other options.
Users are mostly positive about this platform. There are few negative reviews - most often they contain complaints about technical failures when sending documents.
Online accounting from Sberbank →
2. "Accounting for business" from "Alfa-Bank"
The service is suitable for:
- IP on the simplified tax system 6%;
- IP on a patent;
- LLC and sole proprietor AUSN.
There are quite a lot of opportunities: calculation and payment of taxes, analytics, formation of declarations, invoicing. There is also an option that allows you to automatically set aside funds for paying taxes.
Among the advantages, it is worth noting a clear and convenient interface, a sufficient number of functions for a small business and the absence of a subscription fee. Alfa-Bank customers can connect the service for free. If there is no agreement with the bank, you need to send an application for opening a current account online.
Connection to online accounting, as well as service management is carried out through Internet bank, which is adapted to work both on a computer and on a smartphone - in the format of a mobile application. You can contact the support service by phone, as well as in the Internet bank chat.
Judging by user reviews, the service is popular in the business environment primarily due to the large number of functions, customer focus and the absence of a monthly fee. Of the minuses - the need to be a client of Alfa-Bank.
"Accounting for business" from "Alfa-Bank" →
3. Online accounting from Tinkoff
The Tinkoff service is focused on individual entrepreneurs and LLCs with different taxation systems: individual entrepreneurs on the USN "Income" without employees, individual entrepreneurs and LLC on the AUTN "Income" and "Income minus expenses" without employees.
Entrepreneurs and organizations that open a current account with Tinkoff receive online accounting by default. If this does not happen, you can connect it yourself - through the personal account of Tinkoff Business.
Here are the features this service provides:
- formation of payments;
- calculation of fees and taxes;
- reminder of payments and submission of reports;
- preparation and submission of reports to the Federal Tax Service;
- billing.
Services are provided free of charge, but a prerequisite for connection is opening an account with Tinkoff. Security and privacy are ensured through HTTPS access. Bank managers can be contacted by phone and e-mail.
The advantages noted by users in the reviews: a wide range of functions, access to a personal account with different devices (stationary and mobile), no monthly fee, efficient operation of the service support.
Minus: the service is available for businesses with a limited list tax regimes.
Online accounting from Tinkoff →
4. Dot
Online accounting is suitable for individual entrepreneurs without employees on the simplified tax system or simplified tax system with a patent. The basic service is free. There are also extended plans costing from 9,990 to 12,000 rubles per year, providing additional features.
For example, the “Piggy bank for taxes” service was included in the “All Inclusive” tariff for 9,900 rubles a year to save money for contributions, as well as taking into account the commission of Ozon and Wildberries - for sales on marketplaces.
You can connect Tochka online accounting in the Internet bank (for clients). On the tariffs "Zero", "Start", "Development" and "Corporate" access is provided by default. If there is no current account, you must first send an application for opening one.
Technical support for business clients is provided through online chat on the website of a financial institution, in the Internet bank, as well as in instant messengers. Online accounting can be managed through the personal account of the Internet bank and the mobile application.
Here are the features of this service:
- calculation of taxes and contributions;
- formation of payment documents;
- sending payments;
- reminder of paying taxes and submission of declarations;
- preparation of declarations;
- unlimited consultations of professional accountants.
In the reviews, users note the following advantages: free tariff, a sufficient number of functions, user-friendly interface, additional options when connecting the paid version. Minus: online accounting is available only for individual entrepreneurs. Self-employed and LLC employees cannot use the Tochka service.
Point →
5. Online accounting from Modulbank
This service is suitable for individual entrepreneurs. Individual entrepreneurs without employees on the simplified tax system 6% who do not use the cash register, acquiring and do not work with foreign exchange payments, can use the free version, which includes tax calculation, preparation and sending reports.
After the end of the quarter, the bank sends a payment for taxes to the IP, the entrepreneur signs it in his personal account. You don’t need to do anything else - money and reports will go to the tax service and funds automatically.
To connect online accounting, you need to open a current account in Modulbank. After that, you need to send a request in the chat in your account.
Technical support of clients is carried out through the Internet bank, mobile application, by phone and e-mail.
If free accounting is not suitable, individual entrepreneurs can use paid services (outsourced accounting). The full rate includes additional options, such as training contracts, detailed consultations. The cost is from 12,778 rubles per year. The tariff "Chief Accountant" (15,000 rubles per quarter) is suitable not only for individual entrepreneurs, but also for LLCs.
The pros noted in the reviews: the availability of paid and free tariffs, a wide range of functions. Of the minuses - a limited list of individual entrepreneurs who can use the free version of online accounting.
Online accounting from Modulbank →
6. Button
"Button" is a convenient service that is suitable for individual entrepreneurs and LLCs on any taxation system. There are six tariffs with different prices and feature sets. The most inexpensive option is for individual entrepreneurs on the simplified tax system "Income". The subscription fee in this case is 3,000 rubles per month.
Key features:
- submission of reports and calculation of taxes;
- processing of primary documentation;
- calculation salaries and paperwork for employees;
- acquiring;
- consultations of accountants;
- interaction with the FTS.
The most expensive tariff for individual entrepreneurs on the simplified tax system "Income" costs 39,000 rubles per month. Here, the allowable turnover on the account for the month is higher, the commission for exceeding it is lower, the cash register is set up free of charge, the service of additional reporting to government agencies has been added, and so on.
The subscription fee for an LLC varies from 3,900 to 42,900 rubles per month. To start using accounting, you need to apply on the site, indicating contacts for communication. For convenience, you can download a mobile application in the future. You can contact the manager by phone and email.
Pros from the reviews: many additional options, insurance from errors for 50 million rubles, tariffs with clear conditions, for all individual entrepreneurs and LLCs. Cons: No free trial period.
Button →
7. my business
Online accounting will cost from 920 to 3,350 rubles per month when paid for a year. The service is suitable for individual entrepreneurs on the simplified tax system, patent, OSNO, as well as for LLC on the simplified tax system. Tariffs are selected taking into account the tax regime, the form of business organization and a set of functions. You can test the service within a free three-day period (“Premium” tariff).
Possibilities:
- consultations of accountants;
- calculation and payroll for employees;
- preparation and submission of reports to the Federal Tax Service, FIU and other bodies;
- calculation of taxes;
- invoicing;
- notices of payment of taxes and submission of reports.
Customers get the opportunity to contact the support service at any time in instant messengers, by phone and e-mail. You can also download the mobile app. Users' personal data is securely protected and encrypted using the SSL level protocol.
Pros from the reviews: free trial period, consultations with lawyers and accountants, a wide range of functions, low cost, liability insurance up to 100 million rubles. The downside is the lack of a free plan.
My business →
8. Circuit. Accounting
The service can be used by individual entrepreneurs on the simplified tax system and PSN, as well as LLC on the simplified tax system and OSNO with up to 100 employees. There are three tariffs to choose from: "Salary" - for payroll, integration with banks and reporting on employees, "Optimal" and "Maximum".
Features of the "Optimal" tariff:
- payroll calculation;
- preparation of reports and payments;
- verification of counterparties;
- integration with 17 banks and import from 1C;
- calculation VAT online;
- currency accounting;
- full EDI;
- financial analysis (10 times);
- sending electronic documents (up to 300);
- sales accounting, including on marketplaces.
The users of the "Maximum" tariff have access to all the above services without restrictions, as well as their own technical support line.
The cost of the service depends not only on the selected tariff, but also on the term of the tariff plan, region, and the number of organizations being serviced. For example, the tariff "Salary" for three months for customers from Moscow, St. Petersburg and regions will cost 3,800 rubles. For users from other regions - 3,000 rubles, if one organization is serving. If there are 2–3 organizations, the cost for each of them will be 2,470 and 1,950 rubles, respectively. Payments will be lower if you choose a tariff plan for a year or two.
To gain access to online accounting, including the free version for 14 days, you need to register on the site, providing your contact details.
Technical support works around the clock: available chats website and messengers. You can also contact the experts by phone. The customer data storage server is protected, their personal data is encrypted.
Benefits noted by users: free period, wide range of features, 24/7 support, bonuses for customers. Cons: No mobile app.
Circuit. Accounting →
9. Circuit. Elbe
Service for LLCs and individual entrepreneurs on the simplified tax system and a patent, which replaces an accountant in the state. Here are its main features:
- tax calculation and reporting;
- development of primary documentation;
- calculation salaries, personal income tax and contributions for employees;
- a reminder of the submission of reports and payment of taxes;
- integration with several banks at the same time;
- verification of counterparties;
- consultations of accountants;
- integration with banks.
The cost of online accounting from KonturElba ranges from 409 to 2,492 rubles per month - if you pay immediately for the year, it will be 30% cheaper. The price depends on the list of available features. There is a free trial period of 30 days.
Technical support works in instant messengers, social networks, you can also send a message to an email address. For the convenience of users, a mobile application has been created.
Pros from the reviews: free period, availability of all the necessary functions, affordable price, choice of tariff plans. Cons that users have indicated: not suitable for every business, there is no free plan.
Circuit. Elba →
10. 1C: BusinessStart
Service for LLC, IP and self-employed with a simple and clear interface. You can choose one of three tariffs depending on the organizational form. For example, the cost for an individual entrepreneur without employees (NPD, patent, USN and AUSN) is only 500 rubles per month with a one-time payment for the year.
If an LLC or an individual entrepreneur has up to 25 employees, the price per month will be from 650 to 850 rubles, depending on the taxation regime. The rate for the self-employed is 1,800 rubles per year.
Possibilities:
- preparing and sending reports;
- calculation of taxes and mandatory contributions;
- control income and expenses;
- billing, preparation of acts and other documents;
- access to ITS materials;
- exchange of documents with banks online.
After registering on the service website, a free version of online accounting is provided for 30 days. The mobile application allows you to manage finances from smartphones and tablets. Technical support is provided around the clock by phone.
The service provides several levels of security and safety of information, a full backup of all user data is programmed.
Users in the reviews note the low cost, long test period and round-the-clock support. Among the minuses indicate the lack of a free tariff.
1C: BusinessStart →
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