Life hack. How to solve life's difficulties with minimal damage

1. Take care of your physical and mental health

To improve your well-being, simple steps are enough. For example, an active lifestyle is positive affects on brain health, strengthens muscles and helps control weight. And smoking cessation reduces chances of developing cancer, heart disease, and respiratory disease. It is important to take care not only of physical but also of mental health. This will help make it easier cope with with stress and increase energy for new beginnings. For example, try meditation and breathing practices. You can also practice gratitude by writing down every night what good things happened during the day. This will allow you to see the positive even in difficult times.

2. Maintain Social Connections

Communication helps reduce symptoms of anxiety and depression, increase self-esteem, and even improve the immune system. In addition, friends will support and help in difficult times. If you don't have close friends, here are a few ideas for where to look for them:

• Join an interest club or try group classes. Choose what you like - dancing, volleyball, martial arts.
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• Try yourself as a volunteer on a project that matches your values.
• Have lunch with colleagues more often.
• Introduce yourself to your neighbors. Join a house chat and participate in discussions, offer help if appropriate.

3. Build a financial cushion

It will allow you to feel more confident if something unforeseen happens - dismissal, illness, relocation. Money can be used in case of breakdown of equipment necessary for life, for example, a refrigerator or a working laptop. You can’t just spend money on entertainment, travel or buying fashionable gadgets. You determine the size of the financial pillow yourself. But it is better if it is enough for 3-6 months of a comfortable life. During this time, you can find a suitable job or recover from sick leave.

Saving a pillow is not so easy. Start saving at least 1-5% of your salary and do not spend this amount, even if you really want to. When the habit is formed, you can increase the percentage. If you get a bonus, save more - 40-50%.

4. Get the insurance you need

Having a policy will not prevent an accident, but it will help offset the loss. For example, apartment insurance will allow repairs to be restored if neighbors flood. Tourist - will cover the cost of treatment during the trip. Life and Health - will help relatives pay off the loan if the borrower dies or becomes disabled of group I or II. Car insurance will protect against unexpected expenses in the event of an accident or car breakdown. And you can also insure against job loss. So you can be sure that in case of dismissal you will not fall into a financial hole.