How a Gazprombank credit card will help you cope with holiday expenses

1. You can use bank money for free for almost six months

with map Gazprombank you can now choose everything for the celebration of the New Year, and pay at a comfortable pace. The grace period for credit card purchases is up to 180 days. During this time, no interest will accrue on the amount owed, and you will be able to repay the debt without overpayments. A new grace period opens every two months. At the same time, in order for it to start, you do not need to fully pay off your current debt for purchases in the first two months.

Suppose you opened a credit card in December. Until January 31, you will be able to make purchases with a card and pay for them without interest almost until the end of May. Starting February 1, a new grace period will open: you will again have two months for purchases and up to 180 days to pay off your debt.

If you do not meet the deadline, the interest rate for using the loan will be from 11.9% per annum. It is also important to take into account that the grace period only applies to card purchases and does not apply to withdrawals and money transfers. The mandatory monthly payment is 3% of the debt, but not less than 500 rubles. Otherwise, you can independently regulate payments - for example, pay the entire amount of the debt at a time or distribute it over the entire grace period.

2. Card limit - 1 million rubles

The card will allow you to buy everything important without restrictions. You can update the New Year's decor, choose goodies for the festive table and organize entertainment for the whole family. The credit limit on the card is up to 1 million rubles. You will find out the exact amount of your limit after the approval of the application.

3. You do not need to pay for card maintenance for the first year (or never at all!)

If issue a card Gazprombank until December 31, then the service will be 0 rubles until the end of its validity. When ordering from January 1, you will not have to pay only for the first year of using a credit card. There are no additional conditions for free service - the number of transactions and the monthly turnover on the card can be anything. In addition, there are free SMS about transactions that will help you better control the movement of funds.

4. You will receive cashback for purchases from partners

The loyalty program will help you save on gifts and holiday treats. Just choose an interesting promotion from partners in the Gazprombank mobile application. And within 90 days after the purchase, you will be credited with bonus rubles.

Cashback offers are available in the categories “online stores”, “clothing and footwear”, “beauty and health”, “electronics”, “pharmacies”, “home and repair”. For each client, the list of shares is formed individually.

5. After approval, you will receive a credit card on the same day at the branch or with free delivery

Map Gazprombank easy to order online. After filling out the application, you will receive an SMS with a decision, and after 15 minutes a bank employee will call and agree on the time and place of receipt. You can pick up the card at the branch on the same day or choose free delivery. It is available in most major cities from Murmansk to Vladivostok. To order a credit card, you do not need to collect certificates and documents - you only need a passport.