The other day I pondered the question: what costs we are in fact, when we buy a car? Often, when we think of buying a car, we only remember about its price, forgetting about many other expenses.
As if in confirmation of my thoughts, a few of my friends have recently got a new job. Surprisingly, each of them then began to think about changing the car "on the old ride has undervalued "," it is too small, "" engine does not pull on the track "+ has a couple of other reasons to do this. But each spoke only about the price of a new car. And never on future spending.
I decided to calculate how much is maintenance even such a small car like the Chevrolet Spark 2007, a volume of only 0.8 liters.
I must say the result was astounding. For 3 years of ownership baby Chevrolet Spark is incident:
440 544.27 rubles / 3 years
These costs include (in parentheses indicate the percentage of the specific costs in the total amount):
- Purchase fuel (40%);
- loss of value (6%);
- Overpayment on the loan (for the entire term of the loan, 24%);
- Insurance (14%);
- Car maintenance (15%);
- Tax cars (2%);
Details - file in the application. And this is without the cost of accidents (pah-pah), fines, serious damage (transmission, for example, and if it is not a guarantee), the installation of signaling and other accessories.
I wonder how much maintenance your car? Try to find yourself! The form in Annex.
Think - not whether these costs are too high for you? Maybe it's better to invest and earn an income? To you, but at least - do not make a major purchase, not having counted them. Unpleasant to be in a situation where it is difficult to maintain the previous level of expenditure.
P.S. Bonus - an old picture of the topic: