What will change in the laws from April 2022

No income tax due on deposits

In 2022, for the first time, Russians had to pay deposit income tax. They were not taxed the entire amount, but only exceeding a certain threshold. It is equal to the product of a million times the key rate on January 1 of the year for which the calculations are being made.

As of January 1, 2021, the key rate was 4.25%. That is, income from 42.5 thousand was taxed. And under the previous conditions on deposits, it was possible to cross this threshold only with a large amount in the account. Now the rates have risen significantly. And the amount on which the tax does not have to be paid in 2022 is 85 thousand. That is, it will be easier to earn on deposits more than this value.

But now it doesn't matter. Tax for 2021 and 2022 to pay more not necessaryFederal Law No. 67-FZ of March 26, 2022 “On Amendments to Parts One and Two of the Tax Code Russian Federation and Article 2 of the Federal Law "On Amendments to Part Two of the Tax Code of the Russian Federations»».

Mortgage rates to be raised by 5%

A preferential mortgage could be taken by any Russian, regardless of the presence of children or financial situation. But with the condition: credit housing must be in new building. It was possible to purchase it before or after the delivery of the object, but always from a legal entity. On the same conditions, they are allowed to buy a house - or build it, but also with the involvement of a company.

Initially, preferential mortgages were given at 6.5%, from 2021 - at 7%. Now the rate will be 12%Decree of the Government of the Russian Federation of March 29, 2022 No. 508 "On Amendments to Certain Acts of the Government of the Russian Federation".

But they raised the maximum loan amount. From 2021, it was possible to borrow up to 3 million on preferential terms. Now - up to 12 in Moscow, St. Petersburg, Moscow and Leningrad regions, up to 6 million - in other regions.

The cashback program is returned when buying tickets to children's camps

If you buy a ticket for a child on the website worldtravel.rf and pay for it with a Mir card, then they will return 50%Decree of the Government of the Russian Federation of March 28, 2022 No. 489 "On Amendments to the Decree of the Government of the Russian Federation of May 19, 2021 N 759" costs, but not more than 20 thousand rubles per transaction.

To qualify for cashback, you need to deposit money before August 31. In this case, the child must go on vacation in the period from May 1 to September 30. If there are several children, cashback can be received for each. And for all shifts, if the rest is long.

Families with children aged 8 to 17 will be able to receive benefits

But this does not apply to all families, but only to those whose average per capita income is lower. living wage. At the same time, the family should not have luxurious property, and parents will have to confirm income or a good reason for its absence. You can get 50–100%Anton Kotyakov: parents of more than 5 million children aged 8 to 16 will be able to receive benefits / Ministry of Labor from the child subsistence minimum in the region, depending on the level of income.

Important: applications for benefits will begin to be accepted from May 1. But for April it will also be paid.

For discrediting the actions of state bodies abroad will begin to punish

One of the amendments madeFederal Law No. 63-FZ of March 25, 2022 “On Amendments to the Criminal Code of the Russian Federation and Articles 150 and 151 of the Code of Criminal Procedure of the Russian Federation” to the article of the Criminal Code on punishment for "public dissemination of deliberately false information" about the actions of the Armed Forces. Now it extends to the actions of Russian government agencies abroad.

In the wording of the law, the important word “obviously” still remains. That is, in order for a person to be attracted, he must know that the information is false. However, if we are talking about recent events, all data that is not confirmed by official state sources is recognized as fake. For the publication of such information, you can get a large fine or a term of up to 15 years.

Amendments are also being made to the articles of the Code of Administrative Offenses and the Criminal Code, which provide for punishment for public acts that discredit the actions of the Armed Forces. Now they will be punished for similar behavior in relation to the actions of government agencies abroad.

What exactly is meant by defamation remains at the discretion of the law enforcement and judicial system.

Teenagers will be able to register themselves on the "State Services" from the age of 14

For a child who has reached the age of 14, the registration procedure will be the same as for an adult. To do this, you will need a passport and SNILS number. Children under 14 can also register on the site, but only with the participation of parents or guardians who already have an account on the State Services. In particular, an adult will have to give consent to the processing of personal data.

Account on "Gosuslugi"Decree of the Government of the Russian Federation of February 04, 2022 No. 111 “On Amendments to Certain Acts of the Government of the Russian Federation in Part use of the federal state information system "Unified system of identification and authentication in the infrastructure that provides information and technological interaction of information systems used to provide state and municipal services in electronic form" minors "" the child may need to access various services, such as an electronic diary. But he will not be able to receive all services until the age of 18.

Social pensions increase by 8.6%

Happy April, 1 indexedDecree of the Government of the Russian Federation of March 18, 2022 No. 396 "On approval of the indexation coefficient from April 1, 2022 of social pensions" social pensions. This payment is received by elderly people who for some reason are not entitled to insurance pensions, children who have lost their breadwinners, people with disabilities. Insurance pensions were indexed by the same amount, but in February.

Natalya Kopylova