8 online services that will help you register a business for free

What are registration services and what are they

To start your own business, you must first register it with the tax office (FTS). With this, special services help, which prepare documents for the department for you. The service is provided by independent designers and banking services.

The first are intermediaries. They do not deal with registration, but only prepare documents for the Federal Tax Service. The constructors also offer to choose a bank, which in this case will help with the registration itself.

The second are full-fledged services. They will deal with the documents for you, but first you need to become a client of the bank. That is, sign an agreement, open an account and connect cash settlement services (RKO). Via banks you can also issue an electronic signature (ES) in order not to pay a state fee when submitting documents in the future.

Why registration services are needed

They come in handy for five main reasons.

1. You can save. Free registration can include the preparation of documents, the issuance of an electronic signature and state duty. While creating IP for this one would have to pay from 3 to 5 thousand rubles, and in the case of an LLC - from 10 to 15 thousand.
2. You don't need to deal with documents. The service will do everything itself, and you will not have to fill out various forms with a bunch of requirements up to the color and font size.
3. You can immediately choose a bank to open an account. It is realistic to work without the latter, but in practice it is quite difficult - entrepreneurs have severe restrictions on cash payments. For example, they cannot pay taxes or make a transfer to counterparties in the amount of 100,000 rubles or more.
4. You can submit documents to the Federal Tax Service in electronic form. When dealing with a bank, they will issue you for free electronic signature, which means you can upload documents online and not pay the state duty for registration.
5. You can protect yourself from spam. Immediately after registration, entrepreneurs begin to call 1. Post by entrepreneur Sergei Belov / Facebook
   2. Post by entrepreneur Yevgeny Tarasov / Facebook from banks, online accounting departments and business automation systems with offers to open an account and connect cash settlement services. Some services protect clients from spam by changing the number in the application. If the specified phone is called from the tax office, forwarding to the real number is triggered. If it's spam, the call is blocked.

Why are these services free?

Everything is pretty simple. Banks help with registration and get the entrepreneur as a client for many years. For this, a financial institution is ready to issue an electronic signature, help with registration, and even pay a commission to an intermediary who will bring a new user.

Which registration services are worth paying attention to

Not only offers from banks, but also intermediary designers.

1. State registration service

• Documents without bank selection: Yes.
• Electronic signature: no.
• Spam protection: no.
• What documents are prepared: application for registration of an individual entrepreneur, notification of the transition to a simplified or patent taxation system (STS or PSN), a receipt for the state duty.
• Online submission of documents to the Federal Tax Service: yes, but it requires an electronic signature.

Classic tax service for registration of legal entities and individual entrepreneurs. Will form a basic set of documents and will not impose a bank. If you have an electronic signature, you can immediately send the assembled package to the tax office.

Unfortunately, there are no documents for registering an LLC with two founders, and the functionality of the service is rather limited: there are only basic features.

State registration service →

2. Circuit

• Documents without bank selection: Yes.
• Electronic signature: no.
• Spam protection: no.
• What documents are prepared: application for registration of an individual entrepreneur, notification of the transition to the simplified tax system or PSN, a receipt for the state duty.
  
• Online submission of documents to the Federal Tax Service: no.

A clear constructor that does not impose additional services. However, it is only suitable for individual entrepreneurs (documents for an LLC are prepared on service partner for money). It is worth using the option from Kontur for the sake of a pleasant bonus: after registration, an individual entrepreneur will receive a year of online accounting for free.

"Contour" →

3. Dokia

• Documents without bank selection: Yes.
• Electronic signature: through a bank.
• Spam protection: Yes.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, the decision of the founder or minutes of the general meeting of participants, the memorandum of association.
• Online submission of documents to the Federal Tax Service: through a bank.

A convenient constructor that has everything you need: auto-completion of forms, selection of a standard charter and types of economic activity by keywords. There are hints, the interface is not overloaded with unnecessary fields. It is not necessary to choose a bank - you can skip this step and immediately receive documents for the tax office in the form of a zip archive. Registration itself is possible only through a bank - the selected cash settlement provider will issue an electronic signature for free and help with business registration.

The service also has a unique feature: state duty cashback. Part of the amount will be returned to mobile phoneif a person chooses a bank but submits documents offline.

Dokia → 

4. Regberry

• Documents without bank selection: no.
• Electronic signature: through a bank.
• Spam protection: no.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, the decision of the founder or minutes of the general meeting of participants, memorandum of association, individual charter (there is no standard one).
• Online submission of documents to the Federal Tax Service: through a bank.

A more intrusive proxy constructor. So, you can’t get documents by skipping the step with choosing a bank. You will have to immediately open an LLC or individual entrepreneur with the help of partner financial institutions. And the service sometimes gives errors when entering addresses - it will take a little patience.

But Regberry is good with its paid contract constructor. It is easy to create a supply contract or a non-disclosure document in it, as well as labor contract.

Regberry →

5. Regme

• Documents without bank selection: no.
• Electronic signature: through a bank.
• Spam protection: Yes.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, the decision of the founder or protocol of the general meetings of participants, memorandum of association, individual or standard charter, list of founders, receipt for state duty.
• Online submission of documents to the Federal Tax Service: through a bank.

Unlike other constructors, Regme is designed for White Label: the service does not work for a commission - it acts immediately on behalf of banks. Therefore, the basic option does not exist and you need to use the constructor under the brand of any bank. In this case, when registering, the client is given six months of onlineaccounting "My business" (a product of the same company).

If you are buying a legal address for registering an LLC, a unique address verification widget for mass character may also come in handy.

Regma →

6. Service from Sberbank

• Documents without RKO: only for Sberbank clients.
• Electronic signature: only for Sberbank clients.
• Spam protection: no.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, decision of the founder or minutes of the general meeting of participants, memorandum of association, application for the issuance of an electronic signature.
• Online submission of documents to the Federal Tax Service: only for Sberbank clients.

A full-fledged service for registering legal entities and individual entrepreneurs, but only for Sberbank clients. Without a map and an application, it will not be possible to pass even the first stage.

If there is a biometric international passport and an NFC-enabled phone, you can register a business right from home. And also independently issue an electronic signature - immediately sign the documents and send them to the Federal Tax Service. If there is no biometrics or a suitable smartphone, the latter can also be done at a bank branch.

Service from Sberbank →

7. Service from VTB

• Documents without RKO: Yes.
• Electronic signature: Yes.
• Spam protection: no.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, the decision of the founder or minutes of the general meeting of participants, memorandum of association, articles of association, application for the issuance of an electronic signatures.
• Online submission of documents to the Federal Tax Service: only for VTB clients when registering an individual entrepreneur or LLC with one founder.

Even for non-bank customers, the service helps to prepare and download documents. Otherwise, everything is similar to the offer from Sberbank: you can issue an electronic signature and send the collected package for registration via the Internet. There is even an option for preparing documents for opening a joint-stock company - other services do not offer this.

Service from VTB →

8. Service from Tinkoff Bank

• Documents without RKO: no.
• Electronic signature: Yes.
• Spam protection: no.
• What documents are prepared: application for registration of individual entrepreneurs and LLCs, notification of the transition to the simplified tax system or PSN, the decision of the founder.
• Online submission of documents to the Federal Tax Service: only when connected to RKO.

A banking service for registration, which does not work at all like offers from VTB and SberBank. It is not possible to prepare and download documents. You just need to fill out the form and leave your contacts. Then a representative of the bank will contact you, who will come, consult, check documentation, will issue an electronic signature and submit the generated set for registration. The service is available only for individual entrepreneurs and LLCs with one founder.

Service from Tinkoff Bank →