Why you shouldn't be afraid of banks

Cashback: when exchanging bonuses (hereinafter referred to as BR) in the URALSIB Bonus program for the purchase amount on the card from 1,500 to 50,000 rubles for the last month. BR are accrued at the rate of 1 BR = 1 ruble in the amount of up to 3% of the amount of purchases per month (some purchases are not taken into account): 1% - spending on the card from 10,000 rubles; 1% - card debt from 5,000 rubles or the balance of the loan from 100,000 rubles; 1% - with the package of services "Priority", "Status", "Private", Premium Light, "Premium, Premium Sport (respectively, "Premium Light", "Premium", "Premium Sport") within 3 months or card debt from 15 000 rubles. The volume of purchases per month for calculating the BR - up to 400,000 rubles with the package "Priority", "Status", "Private", Premium Light, Premium, Premium Sport; up to 200,000 rubles - without packages. BRs are valid for 12 months; canceled if not used for more than 6 months and if the loan is overdue from 30 days. 8% per annum are charged monthly on the daily card balance up to 1 million rubles for purchases with the card over 10,000 rubles per month (some expenses are not taken into account); 0.1% per annum - for purchases up to 10,000 rubles If the balance is over 1 million rubles, no interest is charged on the excess amount. Monthly service - 0 rubles for purchases with a card from 10 thousand rubles per month (some expenses are not taken into account), in other cases - 99 rubles per month. The card is valid for 4 years. Card fees: for changing the PIN-code, unblocking the card; balance request; information service; service of an inactive card account; for issuing and crediting cash; for wire transfer; for the use of funds in case of technical debt. Read more at www.uralsib.ru. Advertising. PJSC BANK URALSIB. License of the Bank of Russia - No. 30 dated 09/10/2015.