Even when it is possible to focus only on themselves, it is often money goes unnoticed. And when a family has a child, which is the speed of light grows out of clothes, or is it just "burns" on it? Then it begins to seem that money at all on what is missing. Well, try to look again, where you can save a little.
1. Interact with your friends
More and more people are included in the exchange system and purchases from each other. Do not want to take things from strangers, team up with your friends!
Perhaps you have been dreaming of a good table, while your friend, he just gets in the way in the kitchen, and he, in his turn not away to get a soft chair that in your living room is used except as a hanger clothes.
Change clothes for children, try to hire a nanny for two families, together participate in promotions, when two things are sold at the price of one. There are many solutions!
2. Pay your bills on time
Monthly bills for an apartment and utilities scare. And you want to put them back at least to the next month. Here in the next month, when I get my bonus... Stop! One just does not pay, and debt will continue to grow like a snowball!
Always remember that you need to pay these costs, and in the early months of delay the necessary sum.
3. use cards
Learn all the coupon cards that you have, and do not forget to use them. Besides now develop affiliate programs. For example, if you pay for gasoline using a certain credit card bank, then you get a discount. Before you buy something, think about how you will pay more favorable to it: cash or card.
4. Look closely to the sale
Surely you have a friend who bought a winter jacket for three children for the price of one, then bought a semi-annual stock of granola for a penny. What is the magic dust he sprinkles cashiers and sellers that they give him the gift of these things?
This, of course, an art to find a good sale, and not one where a new price tag "70% discount" old hidden, where the price is lower rasprodazhnoy. Regularly monitorte prices in some stores where always something to buy, so you can see when the price actually decrease.
If you are in the wild poslenovogodnih sales, it is better to not be lazy and get there early. You can safely try on everything, compare prices in boutiques and choose what you need. In addition, you can avoid that desire to buy something in that no matter whatThat covers a person when he finds himself in a crowd of people shopping hungry.
5. Buy online
Shopping online is gaining momentum. Not only do you save time and money that would be spent on gasoline for the trip to the shops, so more and clothes can be purchased much cheaper. Particularly among children.
6. More independence!
Flowing tap? Before you call the plumber, turn on your computer. Now you can find a lot of step by step instructions on how to make minor repairs on their own. And not just small. You are quite capable of pokleit wallpaper or make arch of the drywall, which you have long dreamed of. Be bold!
And, you can slightly spend less on cosmetics and household chemicals. Because conventional oil moisturizes and soap washes baby things better than powder.
7. Save on medications
Hike to the doctor usually turns buying drugs for thousands of rubles. Perhaps it would be cheaper to promote health rather than treatment.
Of course, if you are sick, then a visit to the doctor can not avoid. By the way, often collaborating with doctors and pharmacies prescribe expensive medications fashion. Ask your pharmacist or doctor if there are any in this medication cheaper analogue? Often such analog is even more effective than the advertised drug.
Read online reviews of the medication was credited with, perhaps there will advise you a good replacement. Of course, everything should be done within reasonable limits and not to get involved in self.
8. We save on food, but not health
In an ideal world we ourselves would have raised chickens and vegetables and eat only those environmentally friendly products. In our world, not every family can spend the whole summer in the country, growing turnips. However, it can be divided into a small garden on the windowsill and grow there onions, dill, basil, and even tomatoes. Save on buying green, and at the same time you always have fresh flavorful seasonings.
You do not want to grow up? Purchase green in summer and freeze, or dry up. In any case, it will be cheaper than buying fresh in supermarkets.
And more Delicious home-made food always cheaper than prepared food purchased at the store.
9. Go to the store once a week
Your quest for the milk turns buying Viennese sausages and plyushechek tea? Not to mention that you still forgot to buy milk?
Yes, it is, perhaps, the top-end and everything is already known advice: plan your menu for the week and once a week visit the store with an accurate list.
10. Save - does not mean boring live
The word "save" oppresses people. It seems that if you save, then life becomes unbearably boring. We save and we can not afford to family entertainment, it's too expensive.
And yet we always want to show off! If we go to the cinema - so in the most expensive and always buy the biggest bucket of popcorn. Believe me, you will not get less pleasure from seeing a movie in a movie theater with a bucket easier and less :) And, you can go for a morning session when tickets are cheaper.
No need to save money on family communication: take a walk together in the park, read a book out loud or go for a free show. And then you will not seem that savings - it is a complete renunciation of all entertainment.