Where to go with a damaged banknote?
At any bank operating in the territory of Russia. Exchange of damaged money produce all registered in our country, and the state-accredited institutions, including commercial. Exchange damaged bills they need absolutely free.
it written in the Bank of Russia on December 26, 2006 № 1778-U "On the solvency of the signs and the rules of the exchange of banknotes and coins of the Bank of Russia."
What exactly will exchange banknotes?
Having a non-critical injuries: soiled, worn, torn, frayed with small holes, punctures, foreign labels, patches, prints stamps. As well as those who lost their corners and edges.
These bills should take not only banks, but also in shops.
And if on a large piece of torn banknotes?
The bank will accept the bill, which has retained at least 55% of its original area. Also exchanged bill glued together from two or more pieces. An important condition: one of the components must be greater than 55% of the original area.
Further, the bank bill should take, glued two fragments of different banknotes. But there are some nuances:
- Fragments must be of the same denomination.
- They should be different from each other graphic design (i.e., a variant, when a bill is glued from two identical pieces, will not pass).
- Each fragment should occupy at least 50% of the initial banknote.
What if the money is not torn, and were affected by the fire?
Baked, exposed to corrosive environments (in particular, acid), and carbonized decayed bills suitable for sharing if left of them more than 55% of the original area.
The bank will take those bills that changed color and glow in ultraviolet light, for example after inadvertent washing. But only if they are clearly visible image.
Will if I have damaged coins?
Yes. Exchange subject coins having even serious damage - bent, flattened, having holes and traces of sawing, exposure to high temperatures and corrosive environments. But even melted and changed the color of the coins of the denomination to be seen and belonging to the Bank of Russia.
And if in the case of banknotes enough 55% of the original area, then the coin which is applicable to the exchange, must be preserved for at least 75%.
What are the notes and coins would not be exchanged?
- Banknotes stained substances, which were intended to prevent theft during their transportation and storage.
- Having typographical inscription "sample" or "test."
- Derived from the treatment (for example, those that were published in 1995. They have ceased to operate in 2002).
- Having less than 55% of the area (or, in the case of glued pieces of two different banknotes, less than 50%).
- Those that are not seen significant signs: the denomination, series and number, belonging to the Bank of Russia. It is important to keep at least part of the signs.
- Denominations completely lost inscription on one side.
Also, do not take the coin with a cut out center and those on which the image is completely lost.
And what to do if the bank doubts about the authenticity of the bills?
In this case, you can write to the Bank for examination. After that, the bill will be sent for analysis. If it is authenticity will be confirmed, the exchange will take place. Advice is free.
Are there any restrictions on the amount by which you can exchange damaged bills?
Not. You can bring to the exchange of any number of notes. The money will give the bank employee in cash or translated them into your current account. Do not forget to take your passport to the bank.
What if I have the money has washed along with things?
Money made from special paper, which applied paint is quite resistant. Therefore, most likely, it will be only a little lighter after washing bill.
Wash bill to dry properly. To do this, put it on a sheet of white paper, carefully straighten, cover with another sheet of white on top and put a thick book. Sheets will be wet, so change them several times, until dry.
Whether the bank will exchange foreign banknotes damaged?
Yes, but not all banks. Each institution sets its own rules of exchange. Somewhere accept banknotes with only minor damage, in other places do not take notes, glued together from three or more fragments.
In addition, each bank sets his commission, so that an equivalent amount of the face value of the banknote you can hardly get.