10 ways to reduce costs in the business opening

To take money from the government

Part of the money for opening a business can be taken from the state. It is interested in the fact that there were new jobs, and is ready to provide grants to budding entrepreneurs. To qualify for a grant, you need to get the status of the unemployed at the employment center, write a business plan and defend it in front of the commission. The value of subsidies depends on the region and the average is about 100 thousand rubles. This money does not have to be repaid, they are given free of charge. With you - to report on the costs and does not shut down within a year.

Such a method has many nuances such as the need for layoffs, endless trips to the center of employment and reports. But 100 thousand rubles will not be superfluous. In addition, so you willy-nilly will form a working business plan and be able to get help with the paperwork.

Choose a bank with favorable terms

When starting a business you will need the bank account. This service is offered by many banks, but the conditions are different: they are competing for customers, so give different bonuses, benefits and discounts. If you use them, you can save cool. Here's what you should pay attention to reduce start-up costs.

Free service current account

So you will save 5-10 thousand rubles per year. Pay attention to the prices: you can take a commission for transfers, receipt of money on account and cash withdrawal. Decide what actions will be carried out with the calculated score often, compare offers from different banks and choose the most profitable.

Business card with bonuses and discounts

Usually it gives the bank in which you open the bank account. This payment card only for legal entities or individual entrepreneurs. It simplifies the payment process through the bank account of the costs, speed up processes and allows you to control costs. IP on a simplified tax system can pay her any purchase - no need to flip the money for personal card and pay a fee for the transfer. Even a 1-2% commission on the amount transferred - this expenditure, which can be avoided.

Additionally, when you pay with a business card you can get discounts and privileges from partner companies. For example, for a business card Mastercard acts Business Bonus ProgramOn which you can receive substantial discounts in five categories: "Products and services", "transport and travel", "everything for the office", "accounting and finance" and "Advertising and promotion". Make a business card Mastercard can be in any of the banks-partners.

Bonuses for business development

Many banks give additional bonuses: the budget for the promotion and contextual advertising, discount for site development or transportation, free access to the services (CRM-system, telephony, accounting). Study offers of different banks and account that you profitable.

Free merchant acquiring

He needs to accept payment by credit cards rather than cash. This service is good saves money at the start: it is better to rent a POS-terminal and pay a commission on sales (1.5-4%), than buy a new one and pay for installation.

To choose the system of taxation

It's boring and a chore, but take the time and understand the topic - depends on how much money you will give the state and how to become accountable. The simplest system - STS "Income". It is suitable for those who provide services and has a small cost. For example, if you are a small law firm or a dance school.

Still there USN "income minus expenses" - it is suitable for businesses with high costs. For example, if you have an online store and you purchase goods from suppliers. For retailers and cafes more suitable UTII (single tax on imputed income) business in agriculture - UAT. If you are going to do business with large companies or the federal budget organizations - OCHO.

In addition, there is the patent system of taxation. It may be more profitable than the USN or UTII, but not suitable for all types of businesses. In each region, a list of your (selected from the general listArticle 346.43 of the Tax Code. , Approved by the Internal Revenue Code).

When IP registration fee can be paid at 30% discount - it operates when electronic filing of applications and non-cash payment.

Use online accounting services

An entrepreneur you have to pay taxes and fees. If you have IP on the USN with no employees, you will approach a free online accounting. Such offer some of the banks and accounting services. With it, you can be supplied and pass the tax declaration statements.

If you have at least one employee, the free services will not work. Accountant in the State of costsHow many earn accountants and auditors: labor market analysis. business an average of 50-100 thousand rubles a month. Costs can be reduced by use paid accounting services online or hire a professional to outsource.

Make a site with a constructor

Virtually any business need a website. You can order it from an agency or a freelance programmer, but the development is required not less than 100-150 thousand rubles. And in order to edit or add information, it is necessary to go to the extra costs. If you have a small business, you do not need it. Easier to create a website in a convenient constructor and promote it in search queries.

Rent online cash

Since 2018 almost all entrepreneurs should use the online cashier. It can be bought, but at the installation and configuration of the device it will cost tens of thousands of rubles. At the initial stage of such expenditure inappropriate - it is better to rent online cashier for 3-4 thousand rubles a month, you remove from the budget of 40-50 thousand.

Save on freight

When renovating premises, transporting furniture or make bulky purchases of goods, you will need the services of trucking and loaders. In this highly competitive field, so do not rush to accept the price that you offer in the service gruzotaksi. You can find a cheaper car to "Avito" or groups of "Vkontakte" - there is an ad for private traders.

Hiring employees is gradually

At the start of the business it is not necessary to hire a full staff - do it as you grow. So you will be able to cut costs and bring business to zero faster. The first time will have to work hard to - for example, to make coffee instead baristas or welcome guests instead of an administrator. But it will allow you to get to know their clients and competently to build processes. With this knowledge it will be easier to hire staff and to formulate job descriptions.

Search for cheap rent

Because of the high prices for commercial real estate aspiring entrepreneurs can not afford to rent a room with high traffic. For example, the average rate of rent retail space in Moscow iscommercial real estate prices increased in most Russian cities. 49.6 thousand rubles per year per 1 sq. m, in St. Petersburg - 23,7 thousand rubles, Novosibirsk - 16.7 thousand rubles.

Yet business success largely depends on the location. If you have found a suitable property, ask the owner of a vacation rental for the duration of the repair, but if you do major repairs, try to agree on a longer period. If the business makes it possible to work at home or in coworking, and with colleagues and partners meet in a cafe.

Another way to cut costs - rent an office in the industrial park or business incubator. These are in many regionsThe list-a list of Russian technology parks in 2018. And the price there is much less than the market. There is a caveat: to rent space in the industrial park, you have to work in the field of innovation, science and IT.

Buy used equipment and furniture

A significant part of the costs spent on procurement of equipment and furniture. Instead of buying new, get second-hand on top marketpleysah. His selling entrepreneurs who close their business and want to recapture at least some of the costs.

It is important to save wisely. The equipment depends on business performance: if coffee breaks, you will not be able to make coffee, break hood - in the hall will be smoke and unpleasant smell, broken freezer - disappear semi-finished products. Therefore it is better to find a technical expert who will assess the condition of the equipment and tell you whether or not to buy it.

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