How to make money with P2P-translations on its website

Transferring money from one card to another - is not only the most convenient and fastest way to transfer money, but also a great way to make money. If you have a website or a mobile app, you can easily integrate it into the P2P transfers, provide users with a convenient tool, and get paid for it. How to do this, see this article.

Transfers from one card to gradually become the easiest, fastest and most convenient way to transfer funds. However, self-organize such a transfer on their website is not so simple to handle payment data company must have PCI DSS certification, which confirms the compliance of the resource safety standard (Payment Card Industry Data Security Standard). Fortunately, there is a way to quickly and easily add the ability to transfer money from one card to another (P2P-translations) to your website or mobile app and earn. How to do it - read our article.

Let's say you have a resource where you post your projects and collecting donations, ie money transfers are non-commercial in nature.

The simpler the process of transferring funds, the greater the chance of getting money from sympathizers. In this perspective, translation from one card to another, performed a couple of minutes, just perfect. But how to organize it without contacting to produce a certificate? Very simple: embed into your site ready translation tool, the required level of security.

This service is designed processing center PayOnline, which is the official provider of the paying VISA and MasterCard and is certified as PCI DSS.

As you may have guessed, the transfers from one card to be carried out not on the site, and on the payment PayOnline page where users will be redirected and wishing to transfer funds.

So, at the time of the first translation of the user site or application is redirected to the page PayOnline where it should bind details of your card to your account on your site and get a unique RebillAnchore (part of the encrypted identifier of the calling data cards).

After that, the user will not have to re-enter each subsequent data of the card. For him, all the translations will look as if they are made directly from your account on the site or in the application by pressing the "Pay" button.

The simpler the process, the more money you can get. But there is one limitation: as the translation from one card to another is free of charge and to withdraw its impossible, the user when making the payment must be tested for safety protocol 3-D Secure. Accordingly, the account can only bind card subscribed to 3-D S.

And, of course, do not forget about the commission for the use of P2P service. When making each transfer fee for its use is 1.5% fee plus 20 rubles.

How to make a P2P-translations

There are several ways to make money on the transfer of funds.

One of the interesting and illustrative examples of the commercial use of the service may be committing transfers from card to card. For example, before ordering any goods or pay for dinner at a restaurant, users will be able to chip in with each other, transferring money from card to card, and then make a payment.

A good example of the implementation of such a decision can be Splittpay application. Only one of his slogan is already able to explain the entire business are: "Share the check at a restaurant with friends."

This app allows you to solve a certain problem lovers eat in large companies - account payments, which orders a few people gathered on different positions.

One person using the application detects the check clears and smartphones all participants in gatherings, how much they should pay.

They, in turn, are not looking for cash "by calculation" and transferred him money for a card with his cards (this part of the service just provides PayOnline).

Such opportunities can be a chip in your application and increase the loyalty of your audience. The same can be said of the large portals with high traffic.

There is a more direct way to make money on translation from one card to another - to take a fee for the transfer of funds. In other words, act as agent.

Now everything is more widespread microcredit services, so-called "killer banks" that allow users to borrow money from each other.

A striking example of this is a business resource "BezBanka" using P2P-payments from PayOnline technology. It is a virtual financial markets, allowing us to obtain debt financing without recourse to the bank.

These resources provide users with a platform and easy to use tool for profitable investment of its funds and obtaining quick loans without unnecessary documents and delays by charging a percentage of the translations. However, to earn so, you must register the IP or entity.

The total cost of transferring money from one card to another is made up of commission payment provider, providing translation tool and platform margin.

So, we discussed what is needed P2P-translations and how it works. Now it's time to talk about how to connect your site to this service.

Easy to connect - easy to use

To use the solution should begin with the filing of the application for connection to PayOnline site. At the time of registration for each site is assigned a personal manager who helps in all matters relating to preparation of documents, provides an API library and accompanying resource for all the steps up to the fulfillment of the first payment.

This allows quick and easy connection - no longer than 15-20 days.

If you want to integrate money transfers from one card to the application, two methods can be used: the integration of the payment form through the built-in browser and integrated directly into the application.

In the first case, the user fills out the form and shape of payment input 3-D S code in the embedded browser (the browser as a built-in user does not have to leave the application for payment). In the second case Account Fees form integrated directly into the application code but administered 3-D S will still have the internal browser.

As for the interface of the payment form, you can always order a custom design, so that the shape of the internal browser will fully comply with the application design concept.

No matter what platform your website or mobile app and who you are - a legal entity or an individual IP. In any case, you can easily connect PayOnline, and your users will be able to quickly and safely make P2P transfers through a service or a mobile app.