How to fly due to the Bank

I do not understand why I mile map

In short - to fly away on holiday for a bank account.

You probably have a bank card. Perhaps you even count it in stores, not only withdraw cash from ATMs. There are no bonus card - it's just plastic, where the money is. There is no difference, pay card or cash to spend.

With mile program motivating the bank card to pay it: for every purchase return spent part of, but not rubles, and bonuses. Bonuses (miles) pay for flights.

I do not understand how it works

Each payment is carried out on the map, several companies: payment system, the seller's bank and the bank that issued your card. The seller pays the commission payment system and your bank. Accordingly, the Bank is beneficial to you as often as possible to pay the card. To motivate you, the bank is willing to share profits: keshbek pay, bonuses or miles.

Here are the bonuses you will "Tinkoff Bank" for the use of ALL Airlines:

• 2% return for any miles for purchases in stores;
• 3% return for purchase of tickets (5% - if you buy at travel.tinkoff.ru);
• 10% of the transaction amount back for booking hotels and car rental through travel.tinkoff.ru.

How to spend miles? We bought a plane ticket - the purchase is displayed in the Internet bank. Choose this product, click "Compensate" and debited from your account miles, while the ruble card returns the ticket price. See how simple it is:

I wonder how much mile

We ALL Airlines is simple: one mile is equal to one dollar. 100,000 miles - it is 100 000 rubles.

There is one restriction: the payment takes place in increments of 3000.

For example, you buy a ticket for 15 thousand rubles, you will write off 15,000 miles. And if a ticket costs 16 000, for it is necessary to pay for 18 000 miles. And if the 98 000 rubles, while 99,000 miles. Therefore it is better to search for tickets, which cost close to the key numbers: 6000, 9000 and so on. Or not buy an extra seat / baggage that part of miles is not lost in vain.

I've already got bonuses from the airline

ALL Airlines miles you can offset the ticket of any airline in the world.

So you will be able to take advantage of bonuses and Tinkoff All Airlines card, and bonuses from the company. For example, you bought a ticket from the conventional airlines' Good planes "in the direction of Moscow - Delhi 35 000 rubles. "Tinkoff" is back on the map of 1750 miles, and "Good planes" have added to your account your miles in the loyalty program: do not know how many, say 2000.

When you have accumulated a lot of miles and "Tinkoff", and the airline, you can do so: ALL Airlines miles offset the cost of the next ticket to Delhi and Miles "good airplane" to spend on upgrades service.

Mile - it is not profitable, it is better money

There are those who have realized that credit cards with bonuses - it's cool. But they trust only keshbeku Rublev, and with miles are waiting for the catch.

Let's compare our two maps: Tinkoff Black and ALL Airlines. Keshbek on Black comes in cash, but on everyday purchases is 1%. According to the mile map returns of 2% for the same category of goods.

That is, for the same purchase for $ 100 in a supermarket bank will pay 1 ruble Black or 2 miles for ALL Airlines.

Rublyovy keshbek - universal loyalty program designed for everyone. Mile map is created for travelers and it is on travel saves best: will return 10% of hotels and car rental, 3-5% for air and rail / train tickets.

Miles Bank accrues more than rubles.

Save for a ticket for a long time

To start spending mile ALL Airlines, enough to accumulate 6000 miles. These miles can be compensated by the purchase of the ticket price to 6000 rubles.

Let us take an example, when you do not feel any higher category - only the standard 2% for everyday purchases. Then 6000 miles you get if will spend on the map 25 000 rubles per month for a year.

Let us take a more realistic example of calculation:

Just this example, for the year came to accumulate 16,700 miles. That's enough to fly from Moscow to Barcelona and back.

I fly a little, I do not save up

Miles are awarded not only for the purchase of tickets, but also for the purchase of train tickets, pay for car rentals and book hotels - all for any purchases with the card even for bread and milk.

If you will spend only 25 000 rubles a month for food and clothes, get them for 500 miles. For the year 6000 miles typed - the minimum that can be spent, for example, a ticket from Moscow to Sochi. And when there is money on the flight, there exists a reason.

Miles will burn before I take advantage of them

Not burn. Miles kept for five years. Card issued in November 2017? Until November 2022, no miles will not disappear. Can five years to accumulate miles and then spend on a series of flights of around the world.

I prefer to buy vouchers, rather than tickets

Sometimes voucher really is cheaper and more convenient: for example, if you go on a charter flight on Last Minute from the travel agency.

But in most cases cheaper to travel without intermediaries. Think about where you want to go to the next vacation? And compare prices for permits in those countries with cheap hotels and prices. If you want to see Europe, probably more profitable to buy everything yourself. If you are interested in beach areas - should be considered.

Miles ALL Airlines cancel the purchase of tickets of any airline of the world, including domestic Russian flights. Maybe you do not fly on holiday, but just for the weekend in St. Petersburg? To fly so at the expense of the bank.

Why do I need some kind of a mile, if the interest on loans will eat all the benefits?

Credit card and loan - this is not the same thing. The loan taken once, and then long to give money with interest.

Credit card - a financial management tool. Most credit cards have a grace period if you return the money in that time, no need to pay any interest.

In the case of Tinkoff All Airlines card grace period is up to 55 days.

Just for this time to make the card money spent, and the bank is not charged interest, but still pay you a mile away.

If you basically hate any credit cards - well, at "Tinkoff" is a version of a debit card ALL Airlines.

Annual service of the card too expensive

Annual service Tinkoff All Airlines is 1890 rubles. A lot or a little? Count about their spending on the card for the year. Remember how much cost you a trip to the last vacation. Enter data calculator Online "Tinkoff" and find out approximately how many miles you get and what they will be enough. Most likely, the amount will much more than 1890 rubles.

In addition to the miles for a free ticket, you get more insurance as a gift. Insurance for visas automatically renewed every year as long as you have a map, and includes an active vacation.

Surely it turns out that Miles can not be used

The card "Tinkoff" transparent conditions.

Miles can be compensated for the purchase of tickets of any airline in the world. No matter which site and which country you bought the ticket. There are no restrictions on the direction of flight, date and time of departure. Miles compensate for the ticket price as a whole, including taxes and fees.

There is no such that some tickets can be compensated for miles, while others can not. Enough miles on the cost of the ticket? Compensate and get rubles.

And what a bonus I will give "Tinkoff" because I read those cards?

When making a map on this page, we'll give you 3000 miles. Recall, 1 mile = 1 ruble. Try it for yourself and tell me how you Tinkoff ALL Airlines.

Make a map

JSC «Tinkoff Bank", the license of the Central Bank of the Russian Federation № 2673