These rules are quite simple, but nonetheless they should always remember to keep personal finances effectively.
Spend less than you earn.
If you find yourself with a bunch of credits/ Debt on their hands, choose the one with the highest interest rate and pay for it the maximum contribution, reducing premiums for the rest to a minimum. Closing it, select the next loan with the highest interest rate and make maximum contributions on it, etc.
Never assume that the "future you" or someone else will be able to pull you out of the consequences of your decisions today and stupid mistakes. Remember, only you can make the best decision for you.
The quickest way to restore shaky financial situation - hard to keep in check your impulsive spending.
Life is full of unexpected events, so keep an emergency reserve at least 10 thousand rubles for a rainy day.
We are completely open to your other half about every ruble earned or spent by you.
Buy items that will last you as long as possible at the best possible price - you will almost never be upset by such purchases.
In the case of critical situations do not hesitate to ask for help to the employer.
When choosing stocks for investment, remember that success in the past does not guarantee income in the future. In addition to profitability indicators, pay attention to the cost of the selected company.
If you have loved ones who depend on you, take care of life insurance. However, proceed carefully, and do not overload your policy and let a bunch of cheap, but useless options.
Use these simple rules and your financial situation will be in order.