31 Way to Save Money

Purchases

1. Discard the branded products

Shopping less promoted brands instead of well-known brands can significantly save. Take the time to study the composition of expensive yogurt or milk for the body and compare it with the composition nerazreklamirovannogo analogue.

The same applies to medicines, so look on the internet cheaper counterparts expensive drugs or ask for them directly at the pharmacy. Good pharmacy network is primarily aimed at customer loyalty, rather than emptying their wallets.

2. Use bank cards as little as possible

Many are used to pay for purchases using the card, because it is more hygienic, secure, and do not need to carry a wallet. But numerous studies show that consistent use of bank cards is fraught with the loss of control over their costs. A man much easier to part with the invisible figures than with actual pieces of paper.

If you do not want to become attached to the wallet, take a habit to study in detail the check after shopping or to control costs through mobile applications. They clearly show all of your weaknesses and the extra purchase.

3. Cut down on the commission cost

If you decide to withdraw money from an ATM of another bank, get ready to pay a percentage for this service. Maybe he is small, but regular transfers and cash withdrawal through another payment system will devastate your pocket.

4. Buy only what is needed

buyers often make purchases just because of the fact that the product was an action. Particularly difficult to overcome the temptation of personal discount that was sent to the seller immediately after receiving salary. But it is worth remembering that the code - it is not a reason to buy.

Purchase only what you really need, and only when you're ready. And coupons and discounts can be found in the forums and specialized sites. And do not forget about keshbekah.

5. Learn basic online shopping

If you do not know the joy of remote purchases, we strongly recommend that you try this shopping. Of course, it does have some drawbacks. But the lower price in comparison with conventional shops - one of the obvious advantages. Many popular brands and less known brands sell their collections with discounts up to 90%.

Also, online you can buy someone bought but not coming up clothes in pristine condition, which left all tags. Such things can be unique and cost quite a bit. Check stores and save money on clothes.

6. Replace purchased cosmetics household

All advertising refers to the natural ingredients used in cosmetic products. Therefore, women customers without compunction give for such cosmetics half of his salary. But why spend money for processed natural cosmetics if the web is full of simple recipes for Skin Care and hair?

7. Use shop services

You can be sure: cutting the cheese and its packaging into a beautiful wrapper included. Is not it better to withdraw from the shelves and buy a piece of cheese from the seller? Usually supermarkets cut free product bought and wrapped it in cellophane.

8. Try to joint purchasing

Many stores are offering 1 + 1 = 3. If you take two things, a third goes to you for free. It is not necessary to acquire the second pants to get them a discount. Most likely, the store goes to a buyer who is looking for someone to dock and take advantage.

If you feel uncomfortable about strangers on the joint purchase, go to the social network: there you will definitely find like-minded people. This also applies to online shopping. Collective purchase goods from such sites can significantly save.

9. Compose purchase plan

We must learn to plan their purchase. This can be done easily with the help of mobile applications. Their use will protect you from many unpleasant situations. For example, if you forgot to buy a loofah or a packet of tea, you'll have to come back the next day to shop. It is very likely that you will want to grab the necessary things to something else.

10. Communicate with the seller on the market

Typically, sellers of food markets have become much more accommodating in the evening. This can and should be used. on the market and is designed to be traded. Pay attention to the nearly empty shelves. What could be better for the seller than to go home, having sold all the goods?

Remember, should refrain from visiting markets on the weekend. After all, on Saturday and Sunday prices are slightly increasing. Some buyers purchase products for years in the same vendors in exchange for discounts and the freshest product.

There are also vendors who come to the city from nearby villages and the crowds in public places. Find out where and when they leave home. This will help you in an hour before the departure of the bus or the train to buy goods very cheaply.

Car

11. Try to solve the problem yourself

Purchase of personal vehicles - is only the beginning of a long journey for its further maintenance. Comes the first failure, and money on holiday go to the service center box office. However, many faults do not require expert hands of 85th level pumping.

The web is full of theme forums, and videos that clearly explain the cause and remedy damage. Find auto repair web school, talk to the local car owners. It is possible that someone will be in your area and would not mind helping you.

12. Do not buy food at the pump

Have not you noticed that, stopping at the gas station, you will inadvertently buy coffee, chips or hot dog? This is completely a waste. If you go on a long trip in which you will definitely want to eat, take the water and out of the house sandwiches. This approach not only saves money, but also will be more useful for the organism.

13. Keep an eye on the tires

Insufficiently or excessively inflated tires can cause damage to machines, rapid deterioration or increase in fuel consumption. Regularly pay attention to this nuance. Put a reminder on your phone, and as often as necessary to pump up tires.

House

14. Replace the cable TV

Notice how many of the proposed tens or hundreds of channels you really watch. Probably not more than five. Therefore it is necessary to find out whether your operator truncated packages of channels for less money. And it is better simply unplug the cable and using the Internet to transmit a signal to a TV via a computer.

15. Do not spare money for expensive equipment

Large utilities payment percentage relates to heating and power supply. Winter comes, and everyone is starting to include heaters. Summer comes and all scholkayut conditioned. Remember: avaricious pays twice. Save on cheap windows and low-grade energy-saving electrical appliances - your money, hour after hour will flow away from you.

Do not spare money on expensive equipment. These costs will pay off quickly.

16. Discard disposable razors

There are some men who prefer disposable razors. Let them affordable, but their long-term use still comes out more expensive than using razors with replaceable blades. The more that you can search for whole sets of interchangeable shaving heads, which are sold in bulk for little money.

The same applies to the depilation of female legs. There is no need to buy advertised by marketers miracle machines for the most delicate skin. Typically, this is a bluff. You are free to use a cheaper male products.

17. Reuse containers

Many remember how the Soviet housewives dried bags for re-use. Let it not seem to you too much savings. In fact, the same plastic boxes for cake or sushi are not so little, but in the future may come in handy in many situations.

18. Make friends with your neighbors

About compose them jokes and the whole legend. In practice, most of the people around us are not so bad. It should establish contact with them, and you do not have to buy a number of goods "at once" or take them out for a while.

19. Do not get carried away buying cleaning products

Cunning sellers revealed to us that the surface of each piece of furniture, and require their cleaning products and accessories. In fact, you can buy a universal or use the means at hand. Of course, it is necessary to distinguish the cleaners for carpets and wooden furniture, but also to fill the shelves with all sorts of banks is also not necessary.

Food

20. Eats before going to the store

It is not necessary to go to the supermarket, even in the half-starved condition. In this case, your brain becomes susceptible to unwarranted purchases in store. It is not recommended to stick the store because of idleness: you definitely put in the basket something extra.

If you go out for groceries, try to determine for themselves the time limit that you will spend on the reel between the stalls. Thus, you will reduce the risks excessive acquisitions.

21. Not with nakupaliskoroportyaschihsya products

Many of us, it's tempting to buy more here those pears that are sold at half price on sale. Of course, the fruits should be eaten necessarily, but do not gain more than you actually will be able to use. Tomorrow perishable product can take unsightly and become disgusting taste.

Especially that devaluation of berries, fruits and vegetables, as well as other perishable foods should hint at the imminent expiry of their shelf life.

22. Get rid of the habit of buying power

Try to familiarize yourself with the structure of power engineering. There is nothing secret and supernatural. Take some time and find recipes on the Internet natural energy drinks. So you will save your body from getting used to the harmful drinks and significantly save.

23. Stop eating fatty meat

No, you do not need to completely give up meat. But instead of your favorite pork chops choose a cheap and healthy chicken worth. Alternatively, you can select a specific day of the week during which you eat the meat. Fasting is also a positive impact on your budget.

24. Prepare the coffee house

In modern society, there is a kind of cult coffee. Thanks to him, in every respectable institution has a three-dimensional menus with varieties of the drink. Gaining popularity, mobile street coffee houses and on the coffee machines at each institution, and we are not talking.

If you are an ardent fan of coffee, cheaper option for you is to buy a coffee machine at home or in the office. The more that modern devices are able to cook a few drinks at exactly the time you set.

habits

25. Reduce the number of in-game purchases

Avid gamers have serious consequences for your budget, spending in-game purchase of a lot of money. Let's look back and remember that heroic sword for five dollars of the old game, which has already been forgotten, not worth the money. And how many things accelerators pumping and bonuses accumulated over the years of gaming hobbies? It is terrible to count.

26. Spend disease prevention

We all know that not only carry out prevention is easier than cure the disease, but also much cheaper. However, most do not like to go for a visit to the doctor. And in vain! Their services are sometimes huge money that you can not spend with proper care and regular preventive maintenance.

The same applies to the whole organism. Unhealthy diet, unhealthy habits and alcohol sooner or later will hit on the pocket.

27. Discard the laundry service

Some people prefer to wash things in the laundry, not bothering this troublesome affair at home. Others, on the contrary, to a washing machine and drying buy more cameras. Both variants result in a loss of funds. Not so hard to throw the clothes into the washing machine and then hang it on the balcony.

28. Become more focused

Phone charging, purses require constant attention. They should carry and store in a certain place or pocket. Pat yourself on the clothes before going out, make sure everything is in place, and quietly depart.

29. Learn how to manage and plan

Not all people know how to properly manage their finances. If yours is found such a peccadillo, then why not transfer the right to dispose of their money more low-key half?

pic.twitter.com/Z4LPidalTi

- Layfhaker (@ru_lh) July 19, 2014

Or postpone part to earn money? This will teach you to do without loans and installments.

30. Do not create a dimensionless wardrobe

When he saw someone new shirt or dress, you catch yourself thinking that, too, want to buy something? With this easy enough to fight, follow a simple rule: he bought new - throw out the old. If three of his pants, before buying new ones, send in the trash old in your wardrobe. It's easier to give up the new acquisitions.

31. Do not waste time

Appreciate your time. Instead of playing or listening to music in public transport, read or listen to anything teaching. Knowledge in any case pay off. During a boring lecture, you can check the social networks, and you can find out in the laboratory work and did not pay for it. Time is money.

See also:

• How to change your life, if saving of 200 rubles per day →
• 12 daily habits that will save you money →
• 5 hidden reasons why you lose money →