5 simple tips on how to save money easily

Often, we are losing money due to neglect them or their own habits. Find out what it is worth considering the following before buying.

1. Consider the actual expenditure

When you are going to purchase any item at a discount, pay attention not to the previous price or obtain benefits, and its quoted price.

Purchase of goods worth 2000 rubles, which previously would have cost the you in 6000, does not mean that you will save 4000. This means that you will spend 2000. Although this is a smaller, but still costs.

2. Review your habits

Let's say you each weekday on the way to buy a cup of coffee for 250 rubles. Or you pay a rather large sum for the mobile tariff that does not suit you, but you're used to.

Think about whether or not all this is worth the money.

If you do not learn from your mistakes, then you and will repeat them. Calculate how much you could save if you give up such habits.

3. Be aware of their financial situation

Most people have fixed costs such as utilities, insurance, purchase of products. Money left over after these mandatory costs, usually

Knowing that in the bank a lot of money, you will spend more than if the money was running out.

To avoid this, do not pay the card, and in cash. So you do not spend more than you have in your wallet is. You can also set aside part of their salary to the account, which will bring you interest with which it is impossible to withdraw money up to a certain limit. Thus, you "hide the money" from itself, getting rid of the temptation to squander them.

4. Be careful when buying goods online

These days, plan a budget and control costs can help many apps. And such phenomena of the modern world, such as e-wallet is much easier shopping experience and save time. That's only money - is unlikely.

Some people have such an easy way of shopping can exacerbate the desire to make a lot of purchases. Couple of clicks - and the thing on its way to you. In this case, people just do not feel the value of money. And when you're standing at the cash register and gives a real bill, you feel like you earned money goes.

If you want to save, select the amount you can afford to spend on online shopping. Otherwise there is a risk that money can disappear unnoticed from the account.

5. Protect yourself from the temptations

Although there are indeed many temptations that make spending money, it is worth to admit that we do allow ourselves to succumb to them. Therefore, you should be aware of their own weaknesses and shortcomings.

For example, if you know that in a café or restaurant, you can not not try half the menu, do not bring a lot of money. Card also leave the house. So you simply will not be able to spend a large sum of money.

see also

• How to save money: everything you need to know about savings →
• 10 things that actually help to save money →
• 7 recommendations for those who want to save money →