How to change your life, if saving of 200 rubles per day

How much you can save per month or year

That mean for the average person 200 rubles for a year? Everywhere wages are different, but take a guide for 20 thousand rubles. On average, we spend at work 40 hours a week and about 180 per month, which amounts to 2160 hours per year. One hour of approximately costs about 111 rubles. Thus, 200 rubles - is two hours of work, for the year - 540 hours of life.

Indeed, to hold in economy mode, month or year is not too difficult, but that we get from this? 6000 rubles for 30 days and 73 000 rubles for 365 days. Many would argue that it is not too much and not worth it, but just look at what kind of things or experiences might be acquired:

• Week tour abroad. Suitable for regular holiday, but no money for flights abroad? Where are your 200 rubles? Yes, of course, looking much, how many and at what price, but one accurately enough, but if you search, then for two.
• The new iPhone or other device. Perhaps it is not so necessary. But think what is better: fast food today or tomorrow coolest smartphone? Everyone decides that it more interesting.
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• old loan repayment or its part. If the money is not spent on that, it is always possible to quickly pay off debts.
• Ski package for two people. Winter weekends are fun. How long can you postpone outdoor activities because of lack of funds?
• Two steep bike in the summer. Or you can arrange house a small gym to keep in shape.
• Flight by helicopter the whole family. Would you like to experience? 200 rubles will do the trick.

You ought to know what is better to spend the money saved.

How to make it easier

You can simply set aside 200 rubles and do not spend it on anything. This version of the well know. But we live in the XXI century, which opens up new horizons. To keep track of your own finances, you can install special attachment. For example, one of these - "Too heavy." It allows you to determine how much to spend per day, and once again reminds you of the need to reduce costs nothing.

DownloadQR-Code

Tzlvt

Developer: vadim Yumadilov

Price: Free

With the result that

Minus 200 rubles, and two hours of life today - is a minus 500 hours in a year. Perhaps the money saved for you are nothing, you find it easier to buy everything on credit or spend the same amount immediately. Your wallet, but it makes no sense to pay more. One year - is quite real time, to learn to save.