11 reasons why cash is better cards
Get Rich / / December 20, 2019
Bundle of bank notes look much more spectacular than the plastic rectangle. And lock it will not work.
1. Can pay anywhere
It seems that the terminals are everywhere. But it is exactly as long as you do not go to the market for farmers' cheese and eggs or try to buy fresh cucumbers in summer resident. With bills and coins you will not get into a situation where theoretically you have money - on the map - but buy them nothing you can do.
2. You do not depend on the Internet
A small technical failure makes the bank card into a useless piece of plastic. And here you are standing at the cash register, while the seller is trying to catch Wi-Fi, and behind is going to turn out those who hate you buyers. Or you being kicked out of the trolley frosty winter evening, because the terminal is suddenly stopped working.
The note is not important, what's up with the Internet. They always work.
3. Cash will not block the bank
If you are giving a month to 1 000 Vasya, but suddenly decided to repay the debt in 20,000 Pete, no one
block your "transaction" in an attempt to protect against fraud. But non-standard card transactions can lead to such a move by the bank.When you decide to shikanut and drain all your savings, no one will suspect you of moneyFederal Law "On counteraction to legalization (laundering) of proceeds from crime and terrorist financing" from 07.08.2001 number 115-FZ income and not make verify where the money.
All this is extremely beneficial to the health of the nervous system.
4. Cash foolproof bailiffs
To err is human - and bailiffs confirm this rule more often than we would like. Cases where someone has been arrested accounts and write off money from namesake debt, not isolatedGuilty Without Guilt. What if police officers illegally blocked account.
Cash also protect you from such situations.
5. You spend less
It proved by scientists: people using cash more efficientlyAn Evaluation of the Impacts of Two "Rules of Thumb" for Credit Card Revolvers spend money. Unlike fans kart, While shopping, they pay more attention to the price of goods, but not limited to its characteristics.
6. Do you rejoice purchases
Another scientific fact: when you pay in cash, purchases bring you moreCash vs. Credit: Does the Way You Pay Change How You Value a Purchase? joy. And then these things are for you great value.
7. Easier to limit spending
Old as the world of life hacking: to spend less, you need to put in your pocket as much money as you are willing to spend. Such a restriction is working much better than the limits on credit cards, which can be changed in two taps of your finger.
8. Cash help in raising the right financial habits
Clearly a certain amount of money in your wallet to help avoid impulse buys. You will have time to think whether you need this thing really. Because of this you will be a more balanced approach to acquisitions. And this is one of the pillars on which stands saving.
9. You easily tip
If you have the cash in your pocket, you no longer have to be embarrassed and blushing due to the fact that you can not leave the waiter in a restaurant bonus.
10. You do not need to pay the bank
for account servicing fees, charge for SMS notifications - even if it costs little, but they have the potential for savings.
11. Bundle of money looks more representative than the card
Heavy "brick" of notes in the hands increases the feeling of self-importance tangible than a plastic card, even if it "golden."
see also🧐
- To spend less, pay cash
- Poll: you with a card or in cash?
- 10 things that can not be stored in a purse