5 tips on how to learn to save

We all know how important it is to delay. But sometimes you want to save a little longer to save up for a holiday, quickly pay off debts or just to have a sum for a rainy day. Here are a few tips to help you learn to save more.

1. Delay, when you buy something unnecessary

Even the thrifty people sometimes buy something inadvertently, such as sales or queue in the supermarket. If you have serious problems with impulsive shopping, try this trick to get rid this habit: every time you spend on something unforeseen delay exactly the same amount.

It turns out that with every purchase you still saves money, but at the same time, costs are increasing. This method will make you think twice about how much you spend, and may deter from unnecessary purchases.

2. Translate pay immediately to the savings account

Open two accounts in the same bank: settlement and storage. Adjust lets you transfer funds between accounts and transfers paid immediately to the savings account, and on the settlement set aside only what goes on your basic expenses.

Of course, you can simply set aside a certain amount each month, but this method is not always effective. Transferring money directly to the savings account, you are unconsciously pushing his goal to save the fore, and it helps to change your attitude towards spending.

3. Postpone all windfall revenues

No matter what kind of income in question - the return of overpaid tax, keshbeke or just $ 100, which you found in the pocket of an old jacket - do not waste them. Of course, this requires willpower. Beforehand, take it a rule to 5% of the funds received unexpectedly spend on shopping for pleasure, and the rest is set aside.

4. Use the savings for automation applications

There are many applications that will help you track your spending, save for and transfer them between your accounts. You can plan your budget for the week, month or even a year in advance.

These applications will remind you when to pay bills and set aside money. Among the most popular stand Spending Tracker, Money Manager, Money Lover, Monefy.

DownloadQR-Code

Money Manager Expense & Budget

Developer: Realbyte Inc.

Price: Free

DownloadQR-Code

Money Manager Expense & Budget

Developer: Realbyte Inc.

Price: Free

5. Put yourself tasks

Every month, place for yourself small tasks that will help you to save, such as reducing costs at cafes and restaurants or delay the whole detail. Even small challenges will teach you how to save.

You can start with the so-called "free weekend". Set a goal is not to spend money on weekends: no trips to the cinema, there are no gatherings in cafes, no shopping. Think about what to do on the weekend, and to save money, and do not get bored. Surely you will find several options.