7 ways to save money for New Year holidays

1. It is planned that will prepare

Many products - one of the most serious categories of expenditure. And the best way to save them - is to make a meal plan. Stop buying products haphazardly choosing what comes to mind. With this approach, then worth more without the use of and the port.

Instead, plan in advance 5-10 cooking techniques, and buy what you need for them. They can be arranged to use the same products in different combinations, and do not throw away. Do not forget to include snacks in the plan, so you do not have to buy them on the run. It will be much more expensive.

Before drawing up the plan be sure to check their stocks.

It is possible in closets have accumulated cereals and pasta, and in the freezer - vegetables and semi-finished products. Include them in the next few days and plan to buy a new equivalent only when using older. Another way to save on products - to give up before the holidays from meat and try vegetarian dishes.

2. Compare the prices of products and look for benefits

Use applications that feature discounts in nearby grocery stores. For example, Edadil, SkidkaOnline, Tiendeo. They can drive in search for the goods and to check how much it costs in different retail chains, as well as make a shopping list.

If the desired product is not on sale, try to buy a similar, but at a slightly lower price. Most likely, you will not notice the difference. And if you want to save as much as possible, choose products of its own store brand, it is usually the cheapest option.

And do not get fooled by discounts that even if the item is sold at a really good price, but you do not need it, you will regret it, not save.

3. Spend your scores and certificates

Most shops and entertainment venues have bonus programs. Surely you have accumulated points from past purchases. Use them to pay for products or gifts to loved ones. Also, check to see whether there are any you have gift certificates - now is the time to spend it.

4. Share expenses with friends and take things on hire

Chances are, your friends will also prepare holiday meals, So it makes sense to buy a large package of some products and share the costs equally. If you do it during the discount, you can save well.

If during the holidays, you are going to travel by car, look for passengers to share the cost of gasoline. Maybe someone of your friends will want to keep you company. Or who want to look online search for travel.

If any thing you need just one at a time, take it for rent.

This will be cheaper than buying, and then stored in a far corner of the closet or be thrown out. On the Internet there are many offers for every taste, and you may well be able to pick up something for yourself.

5. Organize things exchange

For example, with friends, neighbors or colleagues. So you can save money on purchases of costumes, tableware, Christmas decorations and gifts. Agree in advance on the rules. Decide whether things are exchanged for all or only for a while. Should the owner to take her back if she did not like anyone, or someone will collect everything and will carry the charity. Do the thing will get one who saw it first, and few people would cast lots.

You can add and exchange services. For example, one well-bakes. Suggest you do for a cake, and in exchange you sit with his children or help with something else.

6. Get rid of unnecessary automatic spending

Perhaps once you have subscribed to strimingovy service, and then stop using it. Or go to the gym, but then abandonedAnd subscription remained. Or open a premium account with a bank that you no longer profitable, but pay for services on a monthly basis.

Individually, these costs seem small, but together add up to a decent amount.

Look on your card statement and discard them. The following month, the money can be spent on holiday spending.

7. Do not buy everything in advance

Pass by sweets and traditional Christmas products already lined the shelves. Many people think that, started to buy in advance, they will save. But most of the food acquired for the holidays, eat before or just spoiled. Better to buy all you need for 1-2 large hike just before New Year: it reduces the likelihood to buy unnecessary things simply because they can come in handy.

This rule also applies to gifts. Before the holidays are usually heavily discounted, so finding a good offer easier.

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And how do you save before the holidays?