11 reasons why you need to give up of cash

1. On the map is easier to control costs

Accounting costs - a basic requirement for the conduct of the budget. But it really is not easy. Falls or immediately after the purchase record spending in the app, or keep receipts and make time to do it after.

If you pay by card, information about when and how much you paid, gets in a statement, where you can see it. Many banks also automatically allocate expenses by categories in your account on the website and in the annex. Perhaps this is not such a detailed record manually, but it is carried out and without your participation.

2. Money from the card easier to save

If the thief pulled out a wallet with money, you can say goodbye to them. The missing card can be blocked by one call - but you need to act quickly. In this case, it becomes a simple piece of plastic, and your money will remain in the account.

3. Money from the card more difficult to steal

Although information about the theft of money from the account will appear often enough to steal them is not so easy.

fraudsters It requires special equipment for ATM, virus programs to steal data or knowledge of psychology to find out from the code of the SMS card holder. Money from his pocket to get much easier.

4. You will not shortchange

When you apply the card to the terminal, it is deducted from the amount that it appears on the cash register. And you will not find yourself in a situation where the seller nedodal you surrender.

True, there is one thing: the card does not save from unnecessary items in the checkAccidentally or intentionally punched by the seller. However, there is the same as the risks with the card and with cash.

5. Map hygienic

according to researchDirty Money, 13% and 42% of coins banknotes contaminated with potential pathogens. The presence of bacteria on the influence of moneyDirty Money: An Investigation into the Hygiene Status of Some of the World's Currencies as Obtained from Food Outlets the material from which they are made, and the standard of living in the country. But crystal clear they never happen.

Map does not move virtually no one except you, and it can be disinfected if necessary.

6. Map Saves Time

You do not need to spend time to get to an ATM and withdraw money from the card to which the salary comes. Pay for HCS, Mortgage and so on, you can simply turn on your laptop - standing in the crowd at the cash register is not required.

And yet all the store moves much faster when buyers pay cards, not scrupulously counted bills and coins.

7. Card protects you against fakes

You do not get to change from genuine banknotes of five thousand four thousandths of fake and will not get a result, if they decide to settle somewhere.

8. You can buy online

Sometimes buying branded goods from Europe and America, even with payment delivery is cheaper than purchasing them at local retailers. In the online store you can find the size that was not in the brand offline. The web is also convenient to order items from local designers - interesting stamps It is, for example, and on AliExpress.

In short, online shopping - it's fun and profitable. And it is impossible, if you want to deal only with cash.

9. Card has keshbek and bonuses

Your bank or payment system may offer a bonus, if you pay by card. For example, when buying movie tickets using MasterCard cards often have a 10% discount. Another nice option - keshbek. Bank returns you to the account of a percentage of the spent amount during the month.

With nalichkoj claim it will not work.

10. With easier card to save

In cash, as long as it is in a box, it is impaired by at least the inflation rate. Even to keep accumulating, they must constantly increase.

Map all the easier. Firstly, many banks charge interest on the account balance. Secondly, the cumulative score with replenishment can often be opened remotely via a personal account on the site. And the savings will accrue. So you increase capital, almost without doing anything.

11. Controversial payments can be undone

If sending the money is not there, you can challenge the operation. To do this, you need to make an application. return process means is rather complicated, and the bank employee may try to deny you the argument that you are to blame. Therefore, you need to return to insist.

Despite the complexity of the procedure, you still have a chance to return the money. Since they are not in cash.