How much you can earn on investments for the year: experiment Layfhakera
A Life / / December 19, 2019
- Who would trade on the stock exchange: a sitting, and the money in their own work. But I do not understand how everything is arranged... Um, Alex, do not want to bet there?
- What's the bet, Rodion?
- to put at 100,000 rubles in stocks and bonds, and in a year we'll see who will earn more.
- Bet?
- Beard!
- Uh-uh-uh.
And that's what they agreed
- Challenge participants earn and lose their money. At the start of each there are 100 000 rubles. With this amount they will collect a portfolio of securities.
- Create a portfolio they will be using the service "Tinkoff Investments". Here you can buy shares of foreign companies, and any number of currency exchange rate, and enter withdraw money instantly around the clock and without commission, have the robot advisor and convenient mobile attachment. Free service: it is necessary to pay only for months in which to buy something or prodaosh.
- Every month, the participants report on the status of its capital on the this page. They will compare their achievements and tell which solutions were successful, and which turned losses.
- Wins the one who during the year will be able to earn more.
- Loser shaves off his beard.
In general, we suggest that an investment told any expert, but the guys from the "Tinkoff Investments" said: "No, no, no, no experts, let yourself." They are not afraid, that we know nothing about. And here it scares me.
Rodion Scriabin
Interview before the fight
The information provided is not an individual investment recommendation.
What do you know about investing?
Alex Sexton
By investment I have always rather skeptical. I'm a man antiazartny: Of course, I like to win, but do not like to lose even more. For some time now it has revised its peculiarity and realized that she had a lot of flaws. Often due to incorrect assessment of the chances I miss a good opportunity to achieve something.
Investments - this is not about instant income. But in general are not very many legal ways to make a quick profit in the world, but to find a gold nugget.
It is necessary to monitor what is happening around your securities, and understand what is happening in the market as a whole. Friends who are engaged in investment, give it an hour or two a day. I probably need a lot more time. Trite need to bleed the theoretical base, to know what the term means and what that is, the strategy of behavior.
I think if you diversify and to closely monitor the stock price, losing serious money will be difficult. In any case, it should not be viewed as an adventure and remember that in all actions have unpredictable factors.
Rodion Scriabin
I like to save. If there is no air bag and have to save on basic things such as buying coffee in a cafe, I feel very uncomfortable. On the promise of quick money I am led to: "Put 10,000 and get 30" - it is always a deception.
Since I am a noob, here's how to discuss this topic: all the savings in rubles, inflation eats quickly, because in fact it is higher than officially stated. In 2018 we were promisedThe Bank of Russia has decided to raise its key rate by 0.25 percentage points to 7.75%That inflation will be around 4%, but it turned out to the pollsInflation expectations and consumer sentiment population in the region of 10%.
When there is free money, you have them somewhere to invest. At least compensate with their dying in inflation, and as a maximum and earn more.
You can invest in real estate. Buy a couple of flats in the region and to lease them quite normal story, but it requires a lot of money. If they do not, remain small-scale private investment.
With a strategy plan to win?
Alex Sexton
I find it interesting to try everything. Probably the most lazy way - it funds. Instead of the most difficult to collect interest and to monitor each company, I'd give it at the mercy of an ETF, at least initially. More interesting to me to invest in gold because analysts have promisedThe price of gold could rise to $ 1,400 by the end of the yearThat it will go to growth.
I think to start with the most passive activity, not to lose a lot of money at once, not understanding. It is clear that the smaller force is applied, the worse the result, but I wonder whether it is possible to obtain profit, not really looking at the market and quotations.
Rodion Scriabin
I read about the dividend history, they are not very stable. If a company is growing, and the board of directors decided not to pay dividends, you get nothing. It's Complicated With currencies. If invested, probably, in the two-currency basket: the dollar and the euro at the same time just did not happen. What about bonds, you do not really understand how they differ from stock.
I decided to take the test in the appendix "Tinkoff Investments" and see what offer robot-adviser.
He said that I was aggressive and willing to take a high risk, but this is not about me.
As a result, I decided that will invest in shares of public companies. I think this is a normal idea: they are always at the hearing, we see what happens to them and that analysts say. I generally like the projected pieces, want to know what the experts think.
How much are you looking to make?
Alex Sexton
Deposit banks give somewhere 7% per annum. If investment I can get at least 10% of the profits, that's good. Like and not very much, but, first of all, the money appears, in fact, from the air, and secondly, it is more than a bank would.
Rodion Scriabin
It is clear that for a year I can hardly double its capital. If successful the circumstances, I think it is quite possible to earn 14%. There are even cases where the earning 20%.
What do you have in the portfolio?
Alex Sexton
I had already read the news, look at what analysts say, remembered that he had heard recently about the companies, and gathered a little messy package.
Most of the money I have invested in mutual funds - just to study this instrument. Gold, I think, will grow, while shares of American IT-companies - a sign that I believe in IT.
I could not resist and still bought the shares. Chose the most stable versions - do not expect a spike, but in the long-term hope for growth.
Given the renovation of the opinion of analysts, in the construction industry is expected to grow, so I took the pic stock. "Yandex" strengthens the position year after year and shows good reporting, MTS pays good dividends, and "Savings Bank" - a conservative and a positive asset. If everything else suddenly prosyadet, it will help compensate for the loss.
Unfortunately, while I was pulling the purchase, all my predictions have worked and the expected growth in assets has occurred. Well, what to do.
Rodion Scriabin
I decided to put together a portfolio of haypovyh a trusted company. It seems, it looks like a good strategy. I read in the application of analysts forecasts, look, how much are pleasant to me stock companies moved rubles into dollars and went shopping.
Shares of Disney, I took just because I love Marvel and I want to be involved in this. And after buying the characters from Fox Disney certainly will go to growth. Visa and PayPal - are global financial brands with whom I come into contact every day. It's nice to own their shares.
According to Western Digital kayfovye experts make predictions and promised that the price of assets will rise. I did not waste time on trifles, and took just four shares. American Airlines and General Electric also bought because of the good prognosis.
The shares of "Aeroflot" took, because it is very time came across a special offer "Tinkoff": to buy shares and get a 100% return keshbekom. McDonald's - simply because I believe someday they will open vegan restaurants all over the world. Nokia share bought on delivery. Yes, after she swallowed Microsoft, a company is not the same, but the memory - a complicated thing. Previously, Nokia has been krutyatskaya.
I looked at Google and eBay, but they turned out I can not afford. More wanted to buy shares of Tesla Motors, only they did not have enough money.
What will win: the love of stability or belief in HYIP? Place your bets and watch the successes and failures of our heroes.
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