5 mistakes when buying an apartment in new building, which cost money and nerves

A Life / by admin / December 19, 2019

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Alexander Grishin

head Ama.ru - service to search for buildings directly from the builder.

Most of us do not buy anything in his life more expensive apartments. We hoard a few years for a down payment, then another 10 years to pay the mortgage - and all this in order to acquire their own square meters.

I have eight years have led the service to search for apartments in new buildings, and I can not still understand why people are buying into the main living carelessly. This article will talk about the major mistakes when buying an apartment in new building, what they produce and how to avoid them.

1. Choose first turned up apartment

Developers advertise on billboards, in public transport, the Internet, on television. Of course, in her apartment are described so that it seems better to not find offers. Therefore, many people do not seek. Like the apartment on the posters - and now the people in the office builder draws up the deal.

With this approach, the chance to buy the best apartment for your budget is minimal. Almost always, it turns out that another builder such apartment was worth less. Or the same, but it is better or longer area courtyard. Therefore, we strongly recommend to study the market before making a purchasing decision.

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Determine the amount you are willing to spend, and see what this money offer developers of your city. Compare them with each other on price, area, additional chips such as finishing turnkey or yard without cars - and only then make a decision.

35 m² at 40

Case study: a man bought an apartment in St. Petersburg. From advertising, he learned about hyped developer: 3 million rubles, 35 m², renting the house through a year and a half. Its all arranged, and he designed the transaction.

And then it turned out that other developers to sell apartments in the same area of the city, only odnushki were already 40 m². The difference in price was small, 70 thousand. These apartments were a bit further away from the metro, but it was not so important for the buyer.

worth a couple of nights to spend on monitoring of the market, and the choice would have been much better.

Start the PivotTable and compare apartments for you on important parameters. We have prepared a template «Google Tables" - click on a link, make a copy and use it.

Open Template →

More prompt some of the most user-friendly and informative website for monitoring the market.

federal:

«CYANOGEN»;
«Yandex. The property».

For Moscow:

MskGuru;
«new building»;
Novostroy-M.

For St. Petersburg:

SpbGuru;
«Building-SPb»;
Novostroy.su.

2. Unreasonable to believe the promises of the builder

To convince you to buy an apartment just at them, developers are literally falling asleep you with promises. "Buy an apartment now! Then there will be a kindergarten, school, cafes and restaurants, urban public transport. apartment prices will shoot up "- they claim.

When buying real estate can not trust anything. If the infrastructure does have plans, they should be documented in the project declaration. It is also possible to look at municipal sites development plans territory. For example, Murin development plan can be found at website Vsevolozhsk municipal district.

Saved and bought an apartment in the open field

One family too believed the promises of the builder and bought an apartment on the stage of excavation in the new area. At that time there passed literally three or four buildings and is now selling apartments in buildings of the second stage. Of infrastructure - roads and several small shops.

The company promised that even just five years, and a normal urban infrastructure will appear here. For families especially, it was important that there is, according to the developer, kindergarten appears.

Five years have passed, and there were only a bus, network grocery stores and beer stalls. The child had to be given to a small private kindergarten, because the state did not wait.

Empty promises involve not only the infrastructure, but also the quality of the houses themselves. For example, instead of the promised noiseless German lifts establish regular Mogilev. Or promise to hide the water pipes in the floor, and then abandon this idea and is drawn directly on the walls: it is necessary to wrap them in boxes and spoil the interior.

Carefully study project declaration and equity project. Do pessimistic conclusions: that there is not, that will not be. So you do not create yourself unrealistic expectations, and if the developer still fulfill the promise, it will be a nice bonus.

3. Do not pay attention to the area

Some buyers are coming for the first time in a new area in which they will live, only when the developer hands over their house. And faced with unpleasant surprises.

draw a tree

The developer showed the buyer the future home district on models, made with the help of computer graphics. Buyer liked, and he bought the apartment.

Some time later, a man came to his new home. He waited in the courtyard will be a lot of trees, as in the rendering. But he was greeted with a few bushes near the entrances and huge buildings around. A man bought a flat in a typical concrete anthill.

I am sure - I emphasize, a must! - before buying the apartment spend an excursion by the area in which you will live. And not for 15 minutes out of the car window, on foot and for a few hours. Get to its new home on public transport to work. Take a walk, go to the shops, dine in the cafe. Look at the children's playground, mingle with the tenants - as they live here? So you will get a rough idea about the area, and you can make an informed decision to buy an apartment or not here.

If the area is not yet in effect, do the same things in other, already populated areas of the developer. Perhaps now you think that all this is not so important, and most importantly - what is inside the apartment. Believe the word: it is not. I work mainly in St. Petersburg, we have being built on the outskirts of the sleeping areas with lots of high-rises: Murino, Parnas Dybenko. And I personally know people who save, buying an apartment there, and then confronted with the realities of life, and much of this regret. The crowds of people who follow the morning in the subway and in the evening back, traffic entering and leaving, the same high-rise buildings, yards cluttered machines - all this spoils the impression of the housing.

4. Do not trust agents

In relation to the agents, there is a stereotype if it were entirely people who do not do anything useful, but take a lot of money for their services.

In fact devil is not so terrible as he is painted. Contrary to popular belief, the agents do not take money from you, they pay developers for what they bring to them customer. In this case, the agents remain unbiased, because they work with a number of developers at the same time.

Agent is important that you have bought an apartment: for he shares his experiences, answers your questions, sometimes even acts as a psychologist, if you are too rasperezhivalas. Also, he will take over routine work with documents. This is for you design mortgage and payment of the apartment - a complex science, and he has conducted such operations hundreds of times.

Of course, all this applies to the good agents who work honestly for a percentage of sales. There are others who want at all costs to get money from you. Study the reviews on the Internet, ask for recommendations from friends - all costs find a realtor with positive reviews. The best agents are always by word of mouth.

5. afraid of unfinished

Previously, when you buy an apartment on the stage of excavation money customers got directly to the developer. In the future, the company could go bankrupt, and the money is simply burned.

In recent years, the market has stabilized: it took the major developers, who every year pass several houses aim to work for a long time and therefore value their reputation. Nevertheless, the fear remains unfinished.

No longer need to be afraid. On July 1, 2019 the lawArticle 15.4. Especially to attract the developer money participatory construction in case of placement of funds in escrow accounts the transition to developers escrow-Accounts. This means that buying an apartment on the stage of excavation, you transfer money is not the developer, and the bank. Funds are held at the bank, until the house is to be built - and only if the developer can get them. If the house for some reason did not surrender, the bank will return the money to you.

Hopefully, these tips will help you buy an apartment dreams. If you are going to buy an apartment and you are concerned about any questions, ask them in the comments, I will answer with pleasure!