How to rent an apartment and do not become a victim of fraud

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You have decided to rent an apartment and do not return to the realtor, and plunged into the abyss of ads on the delivery of housing.

To start a useful tip: Do not limit yourself to sites with ads. Great deals can be found in the thematic groups in social networks. In addition, look for positions according to "rent an apartment" and the name of your city in custom pages - there will also be options. Often this ad from the owners - will save on commissions.

signs of fraud

When you view the options, you should alert:

• Too low price. Miracles do not happen if you are offered a flat in the center of the value of the studio in disadvantaged areas, you are trying to cheat.
• The lack of photos. Do cheaters do not have their facilities so that they simply have nothing to show you.
• Stolen pictures. People are not attracted to ads without pictures, so that cheaters podvorovyvayut pictures on the Internet. Check the photo can be in the "Yandex" or Google on the tab "Pictures". Just open the illustration and insert it into the window you want a link from your browser's address bar. You should be alerted if the picture is used for ads in different cities of Russia. If they belong to the same object, simply look for the announcement, which was published before all - a chance to get on the property owner.
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All the alarm bells suggest that you pass a non-existent apartment. For these three groups can be deceivers.

types of scams

1. news agencies

Sometimes these organizations are mistakenly confused with realtors. However, they may well call himself to shut out the vigilance of the client. But diligent realtor can really help you find an apartment dreams. News agency just wants to take your money.

The scheme of deception is this: you call on your ad, but you are told that the apartment is already rented. But for a small fee you will be given a list of objects that fit your requirements. Such a list, you may actually be granted. But there are still the same ads from the Internet or a random address.

2. candid scammers

These people are not going to hand you anything. But can actively make by charging prepayment unsuspecting tenants who are willing to pay more to the first viewing. Scammers may pretend to be owners or real estate agents, but the end result is one: you lose your money and do not get an apartment.

Signs of fraud is easy to detect if call ad. But it is better not to waste time and cut off the fraudster at this stage.

Another potential divorce scheme, please send a photo with your passport in person to check you. Do not settle. For such images fraudsters draw up microloans online. We are talking about obscure destinations. Send photos with your passport, for example, to identify the e-wallet can be.

3. unscrupulous realtors

They place great ads, so you call. Your number gets into its customer base, and you will be attacked to offer their services.

Calls from ads

Lucky few who call in the first ad and immediately find accommodation. So, if seriously concerned about finding an apartment, make yourself a plate of suitable options and begin to consistently communicate with the landlord.

Somewhere you are lucky enough to contact directly with the owner, somewhere will call the realtor. If you do not mind to pay a commission, you will be satisfied and the second option. Much worse stumble upon a realtor, who pretends to be the owner. If a person at this stage is cheating on you, do not trust him.

To avoid wasting time, ask a few questions about the apartment. If the source can not confidently answer or takes a long pause on the question, the answer to which is not classified, it's very likely realtor.

If a person has the words "I'm calling about the apartment" asks "Which apartment?" Asks the ad or number, everything here at all obvious that you are dealing with an intermediary.

With whoever you are talking to, ask a few questions:

• How much does the apartment and whether utilities are included. The price may vary in the ad.
• Is there a committee. Sometimes it is not only willing to take, realtors, but also Swat, brother cousin of the owner, on behalf of which the ads are placed.
• Can I bring a host of documents proving his ownership of the apartment.

Remember that at this stage do not need to pay anyone anything. This is a direct way to the fraudster victim.

first visit

fraud scheme

Better acquainted with all the documents of the owner today. This will help to protect yourself from several fraud schemes:

• Attackers shoot an apartment and rent it for a long time, and themselves disappear with rent and deposit. In adversity and are the owner and tenants.
• Moshenniki operate in conjunction with the owners. Apartment rents you a third person. You give money. But the next day there is allegedly furious owner who evicts you.
• You Rent Flat one of the owners. But co-owner or landlord's spouse unhappy. And again you have to go.

Paper to be tested

1. Documents confirming the ownership of the apartment

This can be:

• Proof of ownership if the property passed into the possession of up to 15 July 2016.
• Extract from the Unified State Registry of real estate - for any object.

Extract and you can get your own, you need to know the exact address of the apartment. Simply fill out the appropriate form on website Rosreestra. For a statement in electronic form will have to pay 400 rubles.

Technically, you can get this information in advance and at the apartment, but 400 rubles a pity to waste. The document will, within three working days.

From the extract, you can find out how many apartment owners and who they are.

Good will and, if the owner will bring the document by which it was transferred to the ownership. This can be:

• Contract of sale.
• The certificate of inheritance.
• The agreement on the division of property.
• The court's decision.
• donation contract.

So the owner of the apartment will take a kind of "two-factor authentication."

2. the owner of the passport

See if the passport details match those that are listed in the statements and agreements. Copy Me series and passport number to check its validity on website Ministry of Internal Affairs.

Pay attention to whether a person is married. Check the dates when it was purchased housing. If at this time the owner was married, for rental to need a notarized consent of the spouse. Otherwise, you will easily be able to evict, as the lease is valid. If the owner of an apartment in a divorce, but he was married, when he bought it, ask the court decision or agreement on division of property, in which the object has got to it.

If the property was inherited or has been presented, it is his private property and require the consent of the spouse is not necessary.

3. Consent of other owners

In the hands of the landlord to have to be a written consent of the other owners. Otherwise, they can challenge the contract and claim your eviction at any time.

After the first visit

There handy passport information that you carefully copied. Check to see if the owner of the apartment is not in the black list of landlords. Usually respective lists easily found on social networks or on specialized sites.

In addition, try it on the basis of the system "Justice». So do you know if this man is suing a lot and because of that - maybe just because of the apartment, which rents.

So you protect yourself from fraud is not only, but also just from unpleasant people.

Signing of the contract

If you enjoyed it - the time to fill in the contract. Layfhaker I told, how to do it. Important to have the following information in the document:

• rental period (so you can not be evicted tomorrow).
• Check conditions. Specify how much time the owner must tell you to leave the apartment.
• Passport data and information from the documents proving ownership.
• The amount of money that you gave to the owner at the universe and that he should return to you upon departure. Separately, list the conditions under which the owner of the property the deposit can hold. Such a decision must be reasons, desire to earn you enough.
• Inventory items. Specify how many chairs, chandeliers and a kettle was in the apartment, so you do not face a requirement to compensate for the lack of gold toilets.

Make sure that the owner gave you the keys to all the locks. Otherwise it may happen that you You can not get the apartment. Ideally it should be replaced in case of locks, if the copies remain with the previous tenants. But it can be done only with the permission of the owner. He will give the necessary duplicates.

Monthly fees for the transfer of the apartment

In case of dispute, you will need to prove that you were filming this apartment. If you are transferring money to the owner, you can help a bank statement. When transferring cash grab by the owner of property receipt or make a mark in the contract under which the lessor will sign.

Total

• Be vigilant at all stages of searching the apartment to the monthly payment.
• No person shall pay to the signing of the contract for rental housing. Conscientious realtor takes charge at that moment.
• Check the documents landlord.