As fraudsters deceive those who are selling things over the Internet

Swindlers, thieves and rogues like online: here is where carousing, and you can fool almost anyone. Cheating on the Internet is safer than in real life: to find the user of the Web is not so easy, and many of the victims simply do not go to the police. We have gathered the most popular schemes and scams will tell how to protect themselves from fraud.

SMS fraud

1. "Your account is suspended"

You have placed the goods on the site free of ads and left a phone number. Instead of calls from buyers come message that your account is blocked.

Best look believable. They send out advertisements to authors under the guise of official reports, sounding support. But it fraudsters: if you send a reply with your account will be written off the money.

Here's what else may write in messages:

• "Confirm the number of your announcement, sending 1577 to 3381. * Name * Site of announcements ".
• "We ask you to confirm that you are not a robot. Send SMS (free) with the text of 7624 to the number 6457. Otherwise, the system will remove your ad within 24 hours. Sincerely, * the name of the site ads *. "

What to do: do not respond to a message. Go into your account and verify that it is indeed locked. In any case, the locking issue should be solved with the support on the site, rather than using SMS to a short number.

2. "The base of contacts on your ad»

You are posting an advertisement for the sale and receive a message: "Database user contacts that correspond to your request. Send an sms with the code 5 to access. " This is a deception: for sending a message you withdraw the money, but no customer base you get.

What to do: Do not answer. Ignore any message other than those that come in your account on the site advertisements.

3. Best with reference

Advertise the sale, you can get a message with the same text:

When the user clicks the link on your phone to download malicious software. It allows fraudsters to obtain confidential data from your smartphone: credit card numbers, CVC (three-digit code on the back of the card) passwords and personal photos. If this happens, a thief steals money from the card to your account to send spam, and personal photos to publish in the public domain or is blackmailing them.

What to do: do not click on links in messages, delete the SMS and the user block.

Fraud email

4. Sending out fake emails

Another scheme scams - sending users to fake emails from "support." In it can warn about blocking ads account, change your password. In addition, it may be a "newsletter" and email with an attachment. Message looks like now: it has a company logo, an accurate are laid out, and the sender's address is similar to the real one. But it's a trap.

• If the message has a link - it can lead to a phishing site. It is a site-clone ad platform: you do not notice the difference and to enter confidential data. Login, password, credit card details. Site created by fraudsters that will be picked up information themselves and can steal money from your account.
• If the message has an attachment - it waits for the virus. He downloaded to your computer or smartphone, and fraudsters can gain access to your data.
• Due to the threat of lock you can lure passport data, Scans documents, username and password of your personal account or charge a fee for opening the account.

What to do: do not click on a link or open an attachment, do not tell anyone login, password, passport data and maps. Go to the personal account and make sure that the problem really exists (probably not). Listed below are the features that will help to understand the situation.

Fraudulent transfer of money

5. counterfeit banknotes

Buyer-crook can make an appointment at night in a poorly lit area: on the landing at dusk in front of the entrance, in the courtyard. At the conclusion of the deal, he gives the money in cash. They may be false, and the seller will not be able to recognize a fake because of poor lighting. Yes, and it's embarrassing - check and feel the bill with man.

When the seller knows he slipped counterfeit money, the fraudsters do not get it: he received the goods, mobile and disabled are not contacted.

Of course, not everyone who calculated in cash at night, you want to cheat. But better safe than sorry.

What to do: choose to deal crowded and well-lit place. Feel free to check the bills and better Reach with the buyer to the nearest ATM and together let down the money at stake. If you are selling an expensive item, then schedule an appointment near ATM.

6. hall notes

It happens that the buyer wants to pay small bills of 50, 100 or 200 rubles, and part of the sum gives large - 1000 or 5000 rubles. If a thing is expensive, it will be a lot of bills. Wary if caught in such a situation: a large wad of money is difficult to count, but still need to follow the hands of the buyer.

During the transaction scammers can wring money: invisible fingers press down the bottom of the stack and leave it at home. Usually it is the largest denomination, are considered in the first place. Due to the fact that the pack is large, the loss is imperceptible.

Counted the money several times, the seller is satisfied that everything is in order. But left alone with a wad of bills, he realizes that he cheated. Conman hiding your phone is not available.

What to do: together with the buyer walk to the ATM and deposit money into your account.

Fraud prepaid

7. "Tell me your card"

Are you associated buyer. He asks about the product, praises him and asks him not to sell to others, saying that he is not in town, but will come in a couple of days. As a guarantee offers to transfer an advance payment. For this, he asks to throw the card number, name, expiry date, the numbers on the reverse side and the confirmation code of the SMS.

It seems that it is foolish to be carried out is, but not everyone knows how to work orders. In addition, you do not want to lose the customer - why not tell him what he asks for? But if you tell a stranger the three-digit code on the back of the card or SMS from the bank, the fraudster can steal all the money.

What to do: remember that in order to transfer enough of the card number - 16 digits on the front side. If the buyer asks to tell the card expiry date, CVC code, or from a bank, user lock and send it to the number in the black list.

8. "Throw the money transfer fee / commission"

Responds to classified buyer. Man warns that he is from another country and want the seller to send the goods by mail. Delivery he is ready to pay for itself.

When the parties agree on a deal, it turns out that bank transfers in Russia are locked, so the money will mail through another payment service. He takes a percentage for currency conversion, so the buyer wants you to send him the sum of the commission that he sent you the full value of the goods and the delivery, not the money deducted from the payment. When a seller takes off the money, the buyer disappears - so that's kind of earnings.

For example, if the commission - 10%, and for the goods and delivery need 15 thousand rubles, the seller sends 1 500 rubles. 20 000 rubles - 2000 rubles. If the month 5-10 deceive people, you get a good increase in salary. Under the same scheme fraudster may request to pay the fee for the transfer of the legal bill.

What to do: do not go forward, if a buyer offers uncomfortable for you conditions.

9. Fake screenshots payment

Are you associated buyer from out of town and asks to send the goods through a friend: by bus or train. So faster than mailAnd do not have to pay for shipping. To no one is deceived, the scheme is as follows: the seller sends the package to the driver or the conductor and said the number of train and wagon. After receiving the data, the buyer pays for the goods and sends the payment screens of mobile banking. For greater reliability buyer knocks scan or photo of the passport.

The problem is, the payment screens and fake scan passports.

Transfers from one bank to another can go a few days so the seller does not panic and do not feel a dirty trick. Time passes, the product reaches the customer, and the money to the seller - not. But it does have something too late: the scammer disappeared with the goods and money and do not get in touch.

What to do: send goods only official way. For example, the "Russian Post" delivery service, or through special ads sites. Check the authenticity of the passport to the Interior Ministry website. If possible, payment transfer within the same bank or payment system that money have reached as quickly as possible.

Have you encountered fraud when selling things? Share in the comments.