How to distinguish the good from the bad and the developer does not miscalculate with the purchase of apartments
Choose an apartment in a new building is difficult and scary. For this you take a mortgage, kopish largely deny yourself. But there is always a chance that the house is not completed or the property will be poor. If you go wrong, you can stay with long-term credit, but without an apartment, or you live where there is no love.
In addition, we buy an apartment every day, so we do not know all the details. One of the key points - choosing a good builder. He will hand over the house on time and make a good repair, and equip the yard.
Which means a bad developer
The builder is characterized by two things: time and quality of construction. Nice house rents on time or even earlier, at the same time makes them qualitatively. Bad can build a house with miscalculations or delay the timing.
It is one thing - when renting buildings is delayed for objective reasons. For example, a house build, he is ready, but the developer can not equip the yard because of the weather in the winter outside, and it is impossible to plant trees or make a playground. Another thing, when the company ran out of money and not to build on that.
Thus formed the builder's reputation. If it is not passed in time to one house, there is a big chance that does not pass the second.
There are many cases when the real estate investors who bought apartments in buildings under construction, have been waiting for years and continue to wait for their homes. And those who populate complain of shortcomings: in the new building can not handle the elevator does not have electricity or gas on the walls - mold, Cracks and even holes.
What you need to do before you buy
1. Read the forums and social networks
If the developer rented apartment with defects, or late with the construction period, it is likely to have information on the Internet. So the first thing read reviews about the company on the forums.
In addition, many apartment complexes have pages on social networks, where new settlers are discussing everyday problems. Read the posts and comments, ask about the quality of construction and the impressions of the new apartments have tenants.
No matter what class of new "economy", "comfort" or "premium". Every house should be erected on the building regulations.
2. Look ready houses
Reviews and comments on the Internet will not replace own opinion. We need to understand whether you like a particular builder apartments and the condition of buildings, which he passed a year or two ago.
Go to the entrance, look at the walls and ceilings. Does the elevator, what quality finishes and state court? Talk to the concierge and locals. This gives the general impression, and you'll want to live in such conditions.
3. Examine the site builder
Reading forums and examination of finished houses give an idea about the quality of construction. But in order to understand whether it is all right with your new building, it is necessary to study the documents of the builder.
So, any construction company has constituent documents:
- Certificate of state registration.
- The certificate of registration of the tax.
- Annual reports and audit reports.
This does not necessarily understand the main thing - to verify the existence of these documents. They may be on the site, but if they do not ask for the sales office. According to lawFederal law from 30.12.2004 N 214-FZ (ed. from 12.25.2018) "On Participation in the shared construction of apartment buildings and other real estate and on amendments to some legislative acts of the Russian Federation" you must provide a certified copy.
You should also be documentation to build a house:
- Building permit.
- Project declaration.
- Right builder of the land.
The project declaration spelled out the terms of construction, the description of new buildings, information about the company's debt. In addition, there is information about who finances the developer. Now it is difficult to predict in which bank withdraw the licenseBut if your company someone lends, then calculated the financial risks and the developer enough money to build a house.
It is better to buy an apartment under a contract of equity, that is, on the basis of the federal law number 214. This will guarantee that the house will complete and you will get the apartment, and will not get in the news story about the deceived investors.
On the site Unified register of property developers check the builder rating. Rated 5 means that the house should pass in time. The lower it is, the less the likelihood of timely commissioning.
A website of the arbitral tribunal can check whether the bankruptcy proceedings conducted against the builder.
4. Talk to the manager
It turns out all that you are interested in: infrastructure, courtyard, parking, concierge, security, Housing costs. Ask, which will go out the window, and some have a view, if you do it is important. Learn about the timing of construction: when will pass the house, and when they give out keys.
Silly question is not: you pay millions of rubles and is entitled to get a good accommodation. So leave shyness and be meticulous.
Find out the price, discounts and installments. At different stages of the construction price is different, so if the manager calls you a specific cost, specify whether it will change in 2-3 months. In addition, sales offices are mortgage brokers who tell you where advantageous to take out a mortgage, posodeystvuyut collection of documents and can even file them for you.
5. Learn about the decoration of the apartment
Another important point - the finish. It must be of high quality that one year did not have to redo everything. Therefore, the interest of the options repair manager and find out who is going to do: he developer or company to outsource. The second embodiment is preferable.
Do not be afraid to buy an apartment for sale: real estate developers are attracted professional designers who create cool interiors. So they are trying to please the customer. This is due to the fact that the last few years new housing demand is less than supply. Therefore, there are new buildings with interesting interiors and quality finish, even in economy class.
- Read reviews of the developer forums and social networks. This will give an idea about the quality of construction.
- Look ready houses the company and understand if you want to live approximately the same conditions.
- Study of the documents and check its rating on the website Unified Register of developers. See photos and video report from the construction site.
- Check with the manager all the details of the new building, apartment, installments and mortgage options.
- When choosing a builder, pay attention to the finish of apartments.
- Rent an apartment or get a mortgage: it is more profitable
- How to sell an apartment: detailed instructions
- What you need to check before you buy an apartment in the secondary market