6 reasons to start using the mobile bank

Back in 2005, "Alfa-Bank" offered its customers an unprecedented service "Alfa-Mobile", Which allowed to pay for mobile communications and to check bank account balance directly through the mobile phone menu. Now of course such innovations it is laughable, but then it was about-ho-ho! So Russia has its first mobile bank, and today we'll look at what I learned this "old man" for 11 years.

All modern banking applications are able to virtually the same thing. Different banks invented new chips cool, they picked up and introduced into their products competitors, resulting in there were dozens of clones made in accordance with the design of a particular operating system, and differ only in color range.

Bitter experience has shown that the larger and older than the bank, the more bureaucratic and slow in terms of implementing new technologies. While Young and the Restless newcomers actively fight for the customer and offer more and more convenient products, fatcat old people are not particularly itchy and it is believed that the depositors and cardholders will stay with them through inertia and do not leave.

Older people and simply indifferent to technology, this fact does not interfere. If you, like us, want to use all of the most-most, you probably have to sit in their very progressive, but not very stable bank, periodically checking the media for the presence of prerequisites for an early withdrawal of the license of your favorite.

Fortunately, the "Alfa-Bank" managed to maintain flexibility and quickness in the development of their products. Moreover, some of the exclusive features that are in "Alfa-Mobile"Boast the strength of one or two" vanguard "of the bank.

View application, not being a bank customer

The first and probably the determining advantage of the "Alfa-Mobile" - an opportunity to thoroughly examine the application, without becoming a client of the bank. Often a person can fully appreciate the mobile banking only after open account or zavedet card. It turns out a kind of a cat in a bag.

In this case, you can download the application, click on the "Demo" on the screen and the authorization to test every function as if you already have a card and the account in the "Alfa-Bank." This honest approach.

DownloadQR-Code

Alpha Bank (Alfa-Bank)

Developer: Alfa Bank AO

Price: Free

Chat with the bank directly in the application

Support service - this is the reserve parachute. Access it is necessary not so often, but if the need arose, it means that there was something important, and the service is obliged to work as it should.

In practice, communication with specialists support via chat is much easier phone call. First, do not need a few minutes wait for a response. You write a message and removed the smartphone in your pocket. Second, do not need to listen to the silence in between the operator answers, when he performs some action and asks you to stay on the line. You continue to go about their business, and when receiving the notification will hear the answer.

Login Fingerprint

Unlock fingerprint - it is very convenient. Ask any owner of a smartphone with a fingerprint scanner, whether he wants to return to the archaic entering the PIN, passwords and drawing the pattern, and you are guaranteed to hear a "no." Unfortunately, not all developers have been slow to make use of the possibility of new smartphones, and this becomes annoying. In the "Alfa-Mobile" fingerprint input works.

Search ATM in augmented reality mode

No matter how cool your application may be, the harsh reality still needs the cash, and does so in the most inopportune moment. Built-in map with marked her ATM is convenient and understandable not all users, but this mode of navigation through your phone's camera into an augmented reality mode - everything.

Support for Windows Phone

Received Layfhakera often accused of ignoring the extremely popular and incredibly widespread mobile operating system Windows Phone. The blame for this is not we, but the developers, 99% of which are really pretend "vindofonov" does not exist, and do not bother. As you can see, the guys from the "Alfa-Mobile" bother.

User-friendly interface with all the necessary functions

All modern mobile banks include a basic set of relevant features, and "Alpha Mobile" is no exception. The user can view the balance of all accounts and cards in real-time transfers between own accounts and cards, transfers to other clients of "Alpha" special conditions and other clients banks.

The application includes personal accountant expense master control division into categories locking function and unlocking cards, opening and closing accounts, and allows you to pay communications, internet, traffic fines, utility and other services in one tap using templates. If necessary, the application will generate a receipt in PDF format and send to e-mail user.

In the presence of foreign currency account in the "Alfa-Bank" to exchange, for example, the rubles into dollars or vice versa, you can directly from the application. This is a very useful feature for those who prefer to keep their savings in different currencies, but does not like to go to the bank branches and exchange offices.

conclusion

Mobile Bank of "Alfa-Bank" refutes the stereotype that old large banks, taking advantage of their position, be sure to hammer on the quality of services. If you wish to process and customer tricked "smoothie-banks" but do not want to recover their money through a deposit insurance system, "Alfa-Mobile" you will do.

More information about the "Alfa-Mobile» →

DownloadQR-Code

Alpha Bank (Alfa-Bank)

Developer: Alfa Bank AO

Price: Free