How to improve their own well-being

The second step on the way to any changes in your life after planning is the organization. As we have said, there are three key life resource:

• time;
• energy;
• money.

In this article we will talk about money. For each of us, they play a special role, but we recognize that they are needed for a full life.

I do not like money! I just love the fact that they can buy!

Ilf and Petrov

Immediately I say, that in the article, I will not reveal the secrets of get rich quick and do not share the treasure map. It will focus on the attitude towards money and what role they play for achieve the objectives. A bet whether the goal of personal enrichment - only your choice.

wealth

Let's face it - we do not want money. We want to have a car, apartment, want to wear good clothes. And it just so happened that for the acquisition of all of these benefits you need to have paper with cities and digits. If we lived in ancient society, instead of money, we would have to pay hundreds of loaves of bread or 10 skins for some jeans.

In any case, it is important to understand that before you spend money, you need something to want. Bills - it's just an affordable way to meet the desires.

It turns out that along with our ability to make our relationship with money depends on what and how much we want to buy. Unfortunately, not all people know this.

As a child made me laugh the following dialogue from the TV series "The Simpsons":

- And how much will it cost?

- It's free!

- Sounds expensive.

Today, I realize that it perfectly illustrates the relationship of our needs and possibilities, that is, our well-being.

There are people who have this relationship is very unstable. In 20 years, they want a car, apartment, and still it would be nice to have a plot of the cottage with a veranda. They are constantly struggling with the thought, why can not get what you want for the salary of the office worker.

I'm not saying that it happens at all. But only by balancing their needs with real opportunities at the moment, you can learn to appreciate their potential and to choose the right direction of self.

How to come to this?

The easiest way - to set deadline to achieve their desires, so they do not bother you at this time. To do this, you need to understand what kind of money for you are "necessary" and which - "nice."

Make a list of three or four points:

• Every month I have to buy food, pay the rent, internet and so on (and quite often this figure is not as great as it may seem).
• Every three months (or six months) I need to update the clothing or shoes, or sign up for an English training program courses.
• Every two or three years, I want to buy a new home appliances, sports equipment or go to holiday abroad.

The time frame, as well as the needs, you set yourself. The main thing to understand that such simple reception you kill two birds with one stone: you know that buying a new iPhone you do not need, and put a full purpose to which you can move gradually.

But if in a year or two you still will not be enough money to achieve the desired, then what to do?

The answer is very simple - to invest.

Investments

Money must make money.

The question of "how to spend money?" We consciously ask ourselves is not as common as it seems. There are basic needs that have to be met, there is a public standard that resemble what you need time in the year chosen by the sea, and have a desire to earn more, which is also impossible without certain cash costs.

Now I'm not talking about hiring a hit man to eliminate your competition and to invest in their knowledge and skills, which are a source of income.

I was very inspired by the quote of Gary Becker, winner of the Nobel Prize in Economics: "We in America do not have the income gap - a gap in knowledge and skills."

As much as we wanted to get the cherished millions, let's face it - most of us will lose them as soon as purchased, because they could not dispose of them wisely.

Over the last year I have bought and read about 60 books on various aspects of self-development, each of which cost about 500 rubles. This gives a total of 30 000 rubles, less than the tuition for one semester at the university. But during this time, and my income grew more than twice.

I ask you to ask yourself one question: what is the only skill in the development of which is now you could spend money to help you move your career forward? Answer it, and the options will fall on you as in the autumn apples.

Start small: once a month, buy a book every six months to go coursesAnnually attend professional conferences and forums.

You can argue with me, but I am absolutely sure to earn more, you need to know more.

A wise man once said: "The volatile markets, invest in yourself." Follow his advice and you will see how quickly from small seeds grow juicy fruits of success and personal well-being.

Good luck to you!