7 habits that will help you to become a millionaire
Motivation / / December 19, 2019
First of all it is worth noting a significant difference between the rich people of the West and the former Soviet Union. Our modern millionaire in most cases - is either a former Komsomol worker or a former gangster, although the difference between them, be honest, is not that great. Of course, there are exceptions, do not argue, but they only prove the rule.
If we look at the situation over the ocean, we see a completely different picture. There are not held in high esteem the ability to "squeeze out and share," and the ability to create something new.
According to sociological studies, most Western millionaires got their wealth by using their own entrepreneurial activity and innovation. And to help them in this, not only luck, and personal qualities, but also strict adherence to a few simple rules.
1. Control personal budget
Sounds boring, but true millionaires They know exactly not only their income but also all of their expenses. Moreover, this scrupulousness counting does not disappear as new zeros in the sum of their account.
This was written by Thomas Stanley (Thomas J. Stanley) and William Danko (William D. Danko) in his bookThe Millionaire Next DoorWhich is devoted to the study of the most common traits and habits that are common to the majority of wealthy US individuals.
2. Investment in their own development
Millionaires see the money is not a means for the permanent pleasures, but first and foremost an opportunity for savings and investment. Good habit that anyone can adopt, - set aside at least 10% of their income into a savings account.
Dave Ramsey (Dave Ramsey), a financial advisorSaving just $ 100 a month in age from 25 to 65 years under 12% will give you 1.176 million dollars. Everybody can retire a millionaire!
Wealthy people do even more: they invest up to 20% of their income. Many experts suggest to follow the rule of "50–30–20 ", which means that you spend 50% of income for basic necessities, 30% - on things such as new clothes or travel, and set aside at the expense of the remaining 20%.
3. Setting ambitious goals
Rich people pay great attention to the organization of their time: about 81% of millionaires are in good faith lists. And among the poor, according to statistics, only 9% are engaged in it. As we can see, the goal and a well thought out steps to achieve it does bring results.
Steve Siebold (Steve Siebold), author of How Rich People ThinkGuys such as Richard Branson, have set themselves an ambitious goal, reach it, and then go to the new target. At first it seems that it is simply impossible, but they are doing it and never stop.
4. plain living
Most millionaires continue to lead a modest lifestyle, even when they can afford almost anything. Legendary investor Warren Buffett lives in the same house in Omaha (Nebraska), which he boughtWarren Buffett, billionaire, still lives in modest Omaha home which cost $ 31,500 in 1958 for $ 31 500 in 1958, even before it has earned his billions. Most wealthy Americans tend to buy second-hand cars, according to the aforementioned study by Thomas Stanley and William Danko. The most popular brand - Toyota.
Fixation on consumption is not a typical feature of most western rich. This is especially true of people who received money not through inheritance or as a result of winning the lottery, but through hard work, persistence, planning and, above all, self-discipline.
5. Self-employment
Only 20% of all Americans have their own business, while two-thirds of millionaires are self-employed. Globally, according to The EconomistThe EconomistMore than half of the millionaires have their own business and only 16% have inherited their money.
Cardon Grant (Grant Cardone), author of The 10X RuleThe really rich people try not to depend on one income places and tend to have multiple sources of income.
6. Understanding the importance of correct relations
If you want to become successful in business, you have to take the time to establish contacts with people who have already taken place as entrepreneurs.
Similarly, musicians tend to spend time with fellow musicians and writers will find themselves among the authors. Not that this should be limited only to society, but most of the time it is useful to carry out in a professional environment.
7. Attitude to money as a tool, not the main goal
A characteristic feature of many of today's millionaires - it is the absence of the worship of money. They just go to their goalsAnd the money is a nice bonus for them along the way.
"Love what you do, do not cease to grow professionally, and wealth will come to you sooner or later," - Thomas Stanley wrote in his book The Millionaire Mind. It's hard to argue with that.
see also🧐
- 9 things that millionaires do differently
- How to become a multimillionaire to pensions, postponing for 3000 rubles a year
- How to sleep until 9 am and earn millions: the history of successful dormice