Why holidays and everyday purchases leave us penniless

Get Rich Holidays / by admin / December 19, 2019

New Year is coming, and our wallets much slimmer. How to avoid impulse buying and to optimize spending, we will cover in this article.

Why purchase bring joy

Some feel delight, buying things, which have long dreamed. Need these things or not - is not so important. The main thing is that a small dream come true. Someone buys only unnecessary because he can afford. How else to prove his rise up the social ladder, if not a mountain of junk on the shelf.

At such moments, as a rule, logically it is impossible to think. Disappointment comes later, and it happens not only with shopping. It often happens that, after receiving a treasured thing, we lose all interest in her. That is, we were pleased very expectation. At the time of obtaining the desired joy we experience, but not for long.

Where to look for happiness

Go to the store for their share of happiness silly. To be truly happy, a man must make a great effort. The main thing in this case - to understand themselves. Happiness It should not be permanent, but it should be long-lasting. To achieve it, the material means little, it is no wonder they say: "Not in money happiness."

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What can replace the joy of shopping

Things get old and break down. We are not eternal, but that is no reason to grow into unnecessary rubbish. Replace the joy of shopping to find really. Perhaps helping people, you will become happier, and maybe exercise will help to find harmony. There are many solutions, it remains to choose something that gives pleasure to you.

Memories are valuable not less trendy new gadgets or new things. Replace unnecessary purchases on the best days of his life. Perhaps instead of a new tablet and phone worth buying a ticket for the sea. The memories will live with you for much longer than a piece of aluminum or another beige sweater.

holiday spending

Gifts close - shopping category from which the refuse is unlikely to succeed. However, these spending can be approached wisely.

Calculate in advance how much you are willing to spend on gifts

Pre-calculate and optimize the budget is easy. First of all, determine the amount you are willing to spend, and then compare with the last year. This approach will help to limit spending or just thinking about them.

Little by little you save money all year

About gifts we begin to think in the past month or two before the holidays. Spending accounts for just a good part of the budget, and in fact you can just save money throughout the year and in what not to limit themselves.

Buy gifts throughout the year

End of the year - a busy time for everyone. At work, all hands on deck, in stores a huge queue outside and ice jams, and prices are rising by leaps and bounds. Search for gifts at this time the most uncomfortable. Better to choose them for a year, not in a hurry. This strategy - also a way save.

Write a shopping list

Before going to the store, make a list. Knowing exactly what should I buy, but it is better not to take, you will not leave the money at the box office. The main thing during shopping - not to deviate from the list.

Bring a certain amount, and all the cards leave home

If the store you do not control yourself, leave the credit cards at home. Due to a limited amount, you will not exceed your budget. Even if you want to do impulsive purchase, Means it is not there. But you have to think again, how much money to spend.

The most important thing to remember: the purchase - not happiness, but only substitute for pleasure. It is better to replace them with good memories. Any thing, sooner or later will become worthless, and your memory will be with you always. Learn to appreciate the moments and people around. Then you'll notice how your life has changed.