What is a "Universal Electronic Card" and why it is needed
Technologies / / December 19, 2019
Many of you must have heard of such a thing called "Universal Electronic Card" (UEC), but not everyone is clear about the meaning and benefits of ownership of the card. We look at the UEC without prejudice, and kept trying to get into your head when talking about something the public, and will try assess the usefulness of that now and get people in the foreseeable future, free of charge ordered a universal electronic card.
What is it and why do we need
Firstly, you need to immediately understand the problems being addressed UEC. Despite the fact that the card includes a function means of payment (ie a limited conventional analogue and Visa credit cards MasterCard), its main purpose still is to simplify the access of Russian citizens to the state and municipal services provided in electronic form.
It is obvious that the federal scale projects - this is not business start-ups, and here come into play such things as the difference in the financial opportunities that are very different from region to region. Financing for development is carried out in the UEC, including from the regional budget, and at the moment more than anything We succeeded in this case Moscow, Astrakhan, Tatarstan, Bashkortostan, Krasnoyarsk, Krasnodar and Volgograd region.
However, the transition from paper and live queue to a remote format of interaction - a global trend, and him with varying degrees of success followed by many countries. The main thing here is that all these innovations now make it possible to avoid some of the well-established bureaucratic manifestations. Moreover, unlike many countries that implement similar projects, receiving UEC for free.
Capabilities
Of the entire set of current and anticipated opportunity UEC us most attracted record the qualified electronic signature (ES) on the map. In short, the electronic signature - is a full equivalent of the usual hand-written signature, but with the difference that you can attach a signature remotely. In the case of gosuslugi.ru site and regional portals of public services EP will act as a substitute identity.
UEC also includes a policy of compulsory medical insurance and pension insurance certificate. In practice, this makes it possible to keep the majority of the most sought by contacting various agencies of documents in a single, compact card format.
Earlier we talked about the use of the UEC as a means of payment. A limitation here is the Account Fees PRO100 system. Use it will not everywhere, but any ATM Savings Bank is guaranteed to map and allow to replenish / release with her money. In this light, the UEC is seen as a replacement e-wallet, which you can safely store a certain amount of money and, if necessary, remove it to the nearest ATM.
One of the functions implemented, unfortunately, at the moment only in some regions - the fare on public transport. The idea is that a person no longer needs to go into his pocket for small change or to purchase tickets. UEC serves as an electronic wallet that can be used immediately to pay the fare. The idea is excellent and very useful, it remains only to wait its wider dissemination.
perspective
The good news is that the UEC does not clog. The project is developed, increasing the number of points for the receipt of applications from citizens for a card, and, most importantly, the possibility of expanding the UEC themselves.
Now, when the initiative is at the stage of the "pilot project", there is a lack of it in the presence of topical areas, but we believe that the time to achieve a tangible number of active users of the system will become even more useful.
Already, residents of some regions may well use the UEC as a handy bunch of "multi-purse electronic signature storage of identification documents." Apply for it is very easy to obtain. On the site the official website of the UEC there is a section with a list of authorized organizationsPerforming registration and issuance of cards. There is also a visual instruction with a list of required documents for submission of the application, as well as section of topical questions and answers.
Official site of the UEC