Do not let quarrels over money destroy your marriage

Money can cause serious disagreement between spouses. Therefore, even before the wedding is better to discuss all financial matters in order to prevent problems in the future.

According to the National Center for Health Statistics US annually worldwide about 2 million pairs legitimize the relationship, while 800,000 couples divorce or annul the marriage. The most important cause of discord in the relationship are financial problems. Here are a few tips to help you avoid them.

1. Discuss financial goals

Find out how each of you about money. If one of the partners used to spend more, and the other puts the money for a rainy day, the conflict sooner or later will mature.

By learning to calm and restraint to discuss money matters in early family relationships, you can prevent the occurrence of fights in the future. It is important to know in advance how you will relate to each other personal expenses.

2. Make a family budget

Together, plan what expenses you can afford and how much money will be set aside. Determine whether all the money shared or each will independently dispose of their income.

The family budget can include personal expenses of each spouse, so that you and your spouse could purchase what you need.

3. Find out if they have debts of partner

It is likely that one of the spouses during the marriage will be joining the debt, such as credit or loan. These payments will affect the family budget. And given the interest amount can be substantial. Therefore it is better to discuss in advance with your loved one all the details. The faster you pay off the debt, the faster will be able to reach the overall financial objectives.

4. Start saving money for the future

Although now you hardly think about retirement until it is not too far away, as everyone seems young. Therefore it is necessary to take care of family well-being in retirement years and start saving money for the future.

5. Insure Disability

Protect your family from possible problems, you can use a social tool, as insurance against temporary disability. Life is unpredictable, and it may happen that one of the partners will have to sit out of work for months or years. Insurance will help to avoid financial problems.

See also:

• How to conduct the family budget, that all were satisfied →
• 33 main rules of conducting finance today →
• pitchers method - an effective system of doing your budget →