REVIEW: "Where does the money go?" Julia Sakharov

"Where does the money and why they constantly do not have in your pocket?" - this question disturbs most people. Julia Sakharov gives relevant tips for the management and proper disposal of money.

This book is a good primer for dealing with money. It will teach you to properly handle money:

• be a personal / family financial plan;
• spend money on the really necessary things;
• save as daily spending, and on expensive acquisitions;
• set aside for retirement, children's education and travel.

This is only part of what was going on in the book. First of all, I recommend this book to young families who have difficulty coping with the planning of the overall spending. Julia tells not only how to save, but also how to increase cash capital.

Today, there are many financial instruments, of which the majority does not know or has a misconception (deposits, cards, mutual funds). Of course, not all the "levers" of financial management you need, but you need to know about them. The knowledge gained will be enough that would make your life easier and save time. Do not forget: Time - Money!

It turns out that "the current waste" - is the most vivid example of the Bermuda triangle in the family budget. These expenses hardest to control and reduce. None of us want to save on food :)

And at the end I invite you to read the best ideas from the book:

Always ask yourself before you buy - "And if this thing is needed now?". Buying things now, you will spend more than making an informed choice of place of purchase. Not to mention the fact that spontaneous purchases are often completely unnecessary.

• Many people have a dream, but they keep away from it, thinking that they do not have enough money for its implementation.
• To manage your money you need to have a personal financial plan.
• Putting off must begin as soon as possible, even small amounts. It will greatly simplify your life in the future.
• Look no clinic, fitness center, beauty salon, and a doctor, beautician, coach. It is not necessary to pay more for high-profile names.
• Buying property, clearly understand the purpose of the purchase.
• Fraught remain a supporter of extreme points of view.
• Prescribed amount on your goals and include them in the budget.
• For effective financial management is not enough to fix only current income and plan a month in advance. You need to set goals and generate savings.
• It does not matter how you do the budget, - the main thing that you feel comfortable :)
• Financial planning - is the financial protection of themselves and their children in the future.

Do not forget that the personal financial plan - a master document and money management tool.

"Where does the money go?" Julia Sakharov

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