1. Pay for purchases in store
Many do not consider high-grade coins of the money, but the lawFederal law from 10.07.2002 N 86-FZ (ed. from 23.04.2018) "On the Central Bank of Russian Federation (Bank of Russia)" disagrees. Metal kruglyashi Bank of Russia are unconditional means of payment, and you are obliged to accept them in exchange for a product or service.
When the cashier tells you, "We do not accept such coins", asking the book reviews and suggestions, write an angry message, take pictures of it and contact the Federal Service.
2. Pay for purchases at the checkout Self
If the cash register equipped with coin acceptor, you can take with a small change bag and pay for, such as food for a week. Self-service will avoid sizzling seller glance. But it is better to go to the store is not in the rush hour to quietly throw hundreds of coins in the machine queue behind you.
3. Exchange neighborly
Small pharmacies and stores more often go to in cash, not with the cards, often suffer from a lack of detail. You will become a welcome guest here, especially if Divide your coins in advance, making it easier for the seller of their calculation.
Another suitable for the exchange of place - "Post of Russia». Here, prices often appear not only ruble, but a penny, and it's a chance to get rid of the smallest denomination coins. However, the post office you can not be happy: firstly, there is no time to be distracted employees, as there is always a lot of customers, and secondly, such a place. But you can try, suddenly you're lucky it.
4. Exchange bank
By law, the bank's employees are required to"Regulations on the order of cash transactions and the rules of storage, transportation and collection of banknotes and coins of the Bank of Russia with credit organizations in the Russian Federation" exchanging coins customers. But before you run to the room, jingling sack with a trifle, learn the nuances.
Some banks impose a fee for the exchange of the entire amount or a certain number of coins. Others offer you pay for the service conversion stuff, and it can safely be considered imposed not you ask the teller to know the amount, it should be the institution itself.
If you are satisfied with the conditions, take care about the convenience of sharing in advance. Sort trifle and make free-form statement, which indicate:
- surname, name and patronymic;
- the total amount of money brought by exchange;
- brought by an inventory of how many coins of denomination in the package.
5. Put on the account
If under various pretexts, the bank avoids coin exchange money at the expense of employees, possible without pleasure, but will.
6. Give to charity
Pour a ten-year supply desyatikopeechnyh coins in the donation box is still not necessary. So you shift the care of the exchange of money on other people's shoulders, and honestly it would first transform them into notes and then later give.
But charities periodically organize actions in which accept coins. For example, the Foundation for Seriously ill children "Life Line" twice a year event "Someone's life - not a trifle," and offers a wish to bring to the point of coin collecting. This is the case, when the money, which you have long forgotten, can really help.
7. Include work
Put a bag of coins in the desktop box and take out of it a trifle, when going to buy coffee or chocolate in the machine. Money runs faster than you think.
8. Give a friend the organizer of weddings
traditional wedding It is still in vogue, and the coins they are very in demand. Money buried in a pot with flowers, put in glasses and under the heel of the groom, throw in the newlyweds. So give their reserves familiar bride or wedding planner. Or sell, if you have an entrepreneurial streak.
9. To put in a special device
In Moscow, the service works on reception of coins Coincom. Machines, which in the capital has more than 100, receive and count the change, then the money can be transferred to the phone bank card (from 1 thousand rubles) or to a charity.
The amount that may be made to the machine is limited to 15 thousand rubles, and the exchange will have to pay 11.9% of the commission.
see also💸
- 7 reasons to start a piggy bank, even if you are an adult
- 18 signs that you know how to handle money
- How to live a week to pay, if the money is almost gone