Financial literacy: learning to manage a budget, save and invest - free course from Skillbox, training, Date: December 5, 2023.

Responsible for the development of the line of debit cards, payments and transfers in the mobile application and online banking. Has 10 years of experience in developing transactional and digital products for retail businesses.

She has been consulting and teaching in the field of financial planning, personal finance, and investing for 8 years. Consultant-methodologist of the “Financial Health” service of the National Center for Financial Literacy, speaker at Synergy University, teacher at the Moscow Exchange School.

19 years of experience in the financial market. She founded the school of family finance “Dengin’s”. She managed the Sberbank Premier service and was the managing director in the Wealth Management block at Sberbank. Expert on financial literacy at the MIF publishing house, Moscow Exchange School, SberUniversity.

1. What is financial literacy

You will learn what financial literacy is and what external factors influence it. You will understand what financial goals are and learn how to set them. Understand how a financial plan helps you achieve your goals.

2. How and why to take into account income and expenses

Find out where your money comes from and where it goes. Analyze your financial behavior and determine whether it needs to be changed. Get a template for easily tracking your income and expenses and you can calculate how much money and time you need to achieve your financial goals.

3. How to receive income from the state

Explore government financial instruments. Find out what tax deductions are and how to receive them. You will understand what an individual investment account is, how to open it, and how much you can get from the state with its help. Learn to work with a taxpayer's personal account. You will understand what a pension consists of and how to save for it.

4. How to benefit from bank cards and loans

You will understand the features of bank cards, deposits, loans, insurance programs, and so on. Learn how to choose the right bank. You will understand how to make money on a credit card, interest on deposits and cashback. Get to know the types of mortgages. Learn about the features and differences between loans and microloans.

5. How to start investing

Find out how to invest money profitably. Get acquainted with different investment instruments - stocks, bonds, mutual funds, federal loan bonds and others. You will learn how to determine their liquidity, profitability and risk level. Learn what the stock market is and how to work with it. You will understand how and why to buy currency.

6. How to achieve financial goals

You will understand when you should and should not invest. Learn to optimize your budget with and without financial tools. Learn how to create a financial cushion. Make a financial plan and understand how to adjust it in force majeure situations.

7. What is financial security

You will understand how to comply with your financial plan. Learn about the types of financial fraud and learn how to avoid becoming a victim. Learn what phishing is and learn to recognize it. You will understand how financial pyramids work.
Receive a course presentation and specialist advice