How to spend their money happy people

On our blog it has been a video that has caused quite a controversy, that money does not make people happy, and happy people earn more. Laura Vanderkam wrote the book «All the Money in the World: What the Happiest People Know About Getting and Spending », which gives an interesting example of how to manage their money happy people.

Yes, our country is difficult to compare with the US, but some advice is still worth considering. It is important to know what to do with the money, even if you decide to save each month to 10% of their income and the amount is not very large. water does not flow under a lying stone, and the money in the bank out of the jam, too, is unlikely to bring you additional income.

In his book, Laura leads a fairly simple examples, you can see and among their friends. Three simple example, three pins. Read and think.

Twenty-with-something-year-old entrepreneur starts a business, moving away from working with a stable income. He sleeps on the couch at a friend, but decided to change the stable operation on the matter, yet does not produce sufficient profit, but is it really like in the future is anticipated to obtain stable income.

Forty-with-something-year-old father of two daughters and his wife-housewife throws a stable job due to the fact that no longer able to bear moral pressure. He does not know how to be engaged, but is on the move.

A single mother of three children are dismissed from work and she, instead of looking for a new job in advertising, decides to take unprofitable business.

These people are not just defied fate. They behave completely outside the box. It will be to make ends meet twenty-employed and thus will be able to buy a house, and thirty-two cars?

As the father of four decades with his wife, homemaker, and two daughters will be able to arrange two daughters in college and at the same time to retire at sixty?

As a single mother can afford to arrange a wedding for all three daughters?

Work, life and money are closely intertwined with each other, and we are making a huge mistake, considering all this alone. Changing one component - changes everything, but we do not attach any importance to this. And for good reason. Vanderkam believes that it is time to discard the old financial dogma and approach the issue in a new way. To build a system that would allow to be flexible and independent in a world that is changing almost every second.

Treat closer to shopping

Do you know how people spend on weddings? Do you know that many take credit, so that everything was beautiful and "like people" (a beautiful car, a rich table and wedding trip). As it is, Luda-Vasey, Kohli was taaaaakaaaaya wedding, and we will not do anything?

Vanderkam counted how many interesting things you can invest in the average spend on a wedding. How to get fit travel hired nurses for the child (so the parents could relax together), periodic bouquets of flowers and hours of cleaning. You can create your own list with the fact that he felt important and that you are happy.

In this change of attitude to the importance of the things a mother of three daughters will be able to teach them to prioritize and spend money on something that will eventually bring a lot more fun than the two rings and a restaurant car.

When I finally got access to their own money, to dissuade me from spending on junk was quite difficult. My inner consumer oppressed harsh period of adjustment with endless queues and terrible goods and no less wild nineties, finally got access to junk. It was only when I finally quench the thirst of consumerism, I was able to control their purchases.

This problem is not only mine. All this time and watched as my peers all come this way. Each meet their needs, whether it's a beautiful clothes, mobile phone, car or access to delicacies.

It is foolish to spend money on pacifiers. It is better to spend it on something that makes you truly happy. The joy of buying a beautiful ring passes, and travel photos and memories remain for a lifetime.

Challenge the "American Dream"

The American dream - it's a big house, big yard with white fence, two garages and two cars. Can you imagine how much you need to spend money in order to live like everyone else? You really need a huge apartment, dacha and two cars? Have you ever considered how much it will take money for the maintenance of all of this wealth?

May be the same twenty entrepreneur will not follow the general example and buy a smaller house and a car? But the house is close to the subway station, or any other convenient mode of transport.

If we translate a little bit in our reality, it's like comparing a small apartment near transportation hubs with large apartments in new buildings, but in the middle of nowhere (or even out of town). That's when you really need a car. And if there is a family with a child, you need two, because the child will have to carry in the garden, then in high school and at various rates. Knowing our tubes, imagine how much all of this will take time and how much gasoline will devour your machine. Even if the apartment is in a convenient area will cost more if you add in the future other car expenses, gasoline and everything else, it is still cheaper to get.

It is important not only to delay, but also to look for alternative ways of earning

Father of two daughters abandoned his legal career in the company and started looking for side projects, that is freelancing. Now he has the opportunity not only to choose a job, but also to spend more time with his family. Plus, it was tightened and his wife, a housewife, who began to look for other ways of making money.

Even working on a permanent job in a large corporation, no harm will think about the extra income. Perhaps that is now just your hobby in the future could turn into a lifelong project. Sometimes it works, sometimes not. The most important thing is not to lose heart and continue to seek.

And if the pension will be?

Here really should seriously consider. Are you sure that you will be able to rest on their laurels in the 60 (or 65 already ?!) years? I personally absolutely not sure, so do not even consider retirement.

Firstly, I can not imagine myself not doing anything, and secondly, I have absolutely no confidence in the State in which I live in the moment, and I just scared at the thought that someone else will decide how well I have served their country, and how much I have to get over it. I prefer to answer for itself, and the future on the bench under the porch with neighbors-gossips more frightening than happy.

All of their way and everyone wants to go through it, capturing the maximum happiness. How you do it - it's up to you. And it does not mean that work on large companies can not make you happy. It can be a sense of satisfaction from the work you bring it feeling cog in a big and friendly team. What is more important - how you manage your money and free time.

The main thing is not only to mix fun with a sense of happiness.

A photo: Shutterstock