3 reasons to insure your pets
Miscellaneous / / April 05, 2023
1. Save money on veterinary fees
When a pet appears in the house, many questions arise: how to maintain, what to feed, how to treat. Is the unusual behavior a serious ailment or just a change in mood? A veterinarian will help you figure this out, and insurance will help save on his services. The policy can be issued not only for a cat or a dog - some companies even insure ferrets and pygmy pigs. Preventive check-ups and procedures like vaccinations or neuters are not usually covered by insurance, but you can get full online support for your pet's well-being - from the selection of food or filler to the advice of a cynologist or zoopsychologist. Such an attentive attitude will help protect a cat or dog from diseases caused by improper care.
2. Get compensation for emergencies
Policies containing the risk of treatment in the clinic allow the owner to offset their costs of paying for emergency operations or complex medical procedures. You can also get help from the insurance company in case of injuries, for example, if your dog got into a fight on the playground. Or she was bitten by a tick infected with piroplasmosis. Companies also offer pet owner liability insurance. This service is especially relevant for dog owners. If your pet accidentally bites a passer-by or ruins his things, you can compensate for the damage at the expense of the insurance payment.
3. Consult online
Finding a good veterinarian is not always easy. Sometimes the necessary specialist may even be in another city. Or, for example, the treatment prescribed by the local veterinarian does not help and you want to double-check and correct it. An insurance policy is also useful here, which includes a televeterinary service, that is, online counseling. Using it, you can at any time get the help of a specialist of even the rarest profile, ask him any question of interest, check the diagnosis or prescribed treatment, get a transcript analyses.
If your pet needs the help of a doctor, the “My Animal” policy from the company “Rosgosstrakh». According to it, you can consult with a veterinarian online and cover the cost of treating a pet in a veterinary clinic.
Rosgosstrakh offers three insurance options for animals. "Light" provides remote customer support by veterinarians of almost 30 specialties. Such a policy is suitable for any animal, even exotic, at any age. By the way, the Light policy can be issued not only for your pet, but also as a gift to loved ones who have a pet.
In the Standard or Optima options, in addition to online consultations, reimbursement of expenses is provided for the treatment of a cat, dog, ferret or minipig in a clinic as prescribed by a doctor - up to 50 or 100 thousand rubles. You can receive payments for the treatment of acute diseases, the consequences of accidents and tick bites. The program allows you to insure a dog, cat or ferret aged from 2 months to 10 years, as well as a mini pig from 2 months to 3 years.
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