The web discusses effective ways to save money. We chose 10 useful tips
Miscellaneous / / April 05, 2023
From second hand to lists of unnecessary purchases.
Reddit has a new interesting thread. It asked users to name their best money-saving tip. Of course, these methods are not equally good for everyone - but in the list of recommendations, everyone will surely find something for themselves.
1. “I'm trying to recalculate the cost of my time. That is, I calculate that the desired thing is equivalent to X hours or days of my work - and even then I decide whether it is worth it. If you take into account the salary after taxes, this gives a good context for the potential spending, ”- kokoromelody
2. “It is worth taking a close look at the freezer, refrigerator and kitchen cabinets before heading to the store. It often turns out that everything is already at home, ”- rileyyj001
3. “If you want to buy some clothes, it makes sense to go to a second-hand store. Often I do not want something specific, but just a new thing - and a skirt for $ 5 or a plate for $ 8 quite satisfy this desire. In addition, there are often not very many things that are interesting for me, which means that there is no craving to buy up the floor of the store, ”
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4. “Before buying, I usually wait a month and keep a list of what I'm going to buy. It really helps to spend more consciously. If after a month I still want to buy it, then at least I already know that I really need it, so there is no strong feeling of guilt when buying it, ” Sunny_bearr48
5. “I go to the library. I read a lot and quickly, so it makes no sense for me to constantly buy books that I usually finish pretty quickly. I have my favorite books on the shelf, but I borrow everything else from the public library. They also regularly host free lectures and events, which is also cool, ” ShaNiNi86
6. “Before I go grocery shopping, I add things to my shopping list that we Not needed. There I include everything that I take regularly, but this week I don’t need to replenish stocks - usually it’s something from vegetables, milk and spices. This helps avoid “just in case” purchases.” riding further
7. “It’s better to think of a credit card as cash with a cashback: don’t spend more than you have on it and close the debt every month,” Jusmine984
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8. “Sometimes it pays to spend now to save later. Good shoes, healthy food, preventive visits to the dentist help to avoid big expenses in the future. The same applies to animals: at least you should learn how to brush their teeth and cut their claws at home, ” PotsPansAmsterdam
9. “I live in a small apartment in a house that hasn’t been renovated since the 70s, and I drive an old car. I don't make much, but I could afford to spend $700-$800 more a month to live in a better apartment and upgrade my car. From time to time, I have a desire to move, but instead I improve the interior: I buy a carpet, new wallpaper or bed linen, ” allhailthehale
10. “It’s better to give up petty spending on useless little things and allow yourself to spend more on better things that will be used for years - like cars, furniture and appliances,” faded black leggings
What methods help you save money? Share your experience in the comments!
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