Europrotocol, fake OSAGO and 4 more bureaucratic problems of motorists that can be solved online

1. You were stopped to check your documents, but the STS is at home

The vehicle registration certificate confirms that the vehicle has been registered with the traffic police. Inspection staff will definitely require this document in case of a stop. Even the most responsible motorists are not immune from this: drivers are not always slowed down due to violation of the rules, there are also preventive checks.

Driving without STS is legal CanDecree of the Government of the Russian Federation N 1764. Rules for the state registration of vehicles in the registration divisions of the State Inspectorate for Road Safety of the Ministry of Internal Affairs of the Russian Federation only in the first 10 days after buying a car. In other cases, for his absence will be dischargedCode of Administrative Offenses of the Russian Federation. Article 12.3. Driving a vehicle by a driver who does not have documents provided for by the Rules of the Road a warning or a fine of 500 rubles. In addition, the car, by decision of the traffic police officer, can

sendCode of Administrative Offenses of the Russian Federation. Article 27.13. Detention of a vehicle to a car impound: in this case, you will also have to pay for the services of a tow truck and a simple car.

To secure the STS, you can download it to your smartphone through the mobile application "Gosuslugi Avto". While the presentation of an electronic certificate to the traffic police inspector works as part of industrial operation, therefore, it is still necessary to carry a paper original with you. If the STS is not just forgotten, but lost, it must be restored by contacting any division of the State Traffic Inspectorate. For re-issuance of papers have toNK RF. Article 333.33. The amount of the state fee for state registration, as well as for other legally significant actions pay a state duty of 500 rubles. To save money, you can make a payment online, through the State Services portal - then it will be equal to only 350 rubles.

2. You are driving someone else's car

To do this, you need to collect documents - their list depends on the tasks that the motorist is going to perform. Like just for driving enoughDecree of the Government of the Russian Federation N 1090 "On the rules of the road." General duties of drivers have with you the rights, STS and insurance policy, and for insurance or technical inspection you can no longer do without an official power of attorney.

The format of the power of attorney is chosen by the owner of the car: it is allowed to print it and write it by hand. The main thing is to certify with your signature, correctly indicate the details of the documents and prescribeCivil Code of the Russian Federation. Article 185 General provisions on power of attorney duration of the power of attorney. Paper with errors, inaccuracies or corrections will not be considered valid. Therefore, when compiling it, you need to be extremely careful or enlist the support of a lawyer or notary. Another working way to avoid mistakes is to submit the JTS in an online form.

3. A fine came, but you did not break the rules

Erroneous fines are sometimes issued due to automatic fixation cameras. They may react to the shadow of the car, incorrectly read the number of the car, or identify the former owner as the violator, although the person who recently bought the vehicle “earned” the penalty.

To appeal any such inaccuracy givenHow to appeal fines for traffic violations through the "Gosuslugi" / State Duma 10 days from receipt of notification. The complaint must be submitted to the traffic police: directly to the department or online - through the State Services portal or the State Services Auto mobile application. In addition to the statement itself, evidence must be provided. Let's say, when the camera made a mistake in the room, show the PTS, and when the driver's identity shows receipts, photographs, a car purchase and sale agreement and other confirmations that you were not driving. If the traffic police refuse to remove the fine, you can file a lawsuit with the court.

4. Do you want to check the car before buying?

Knowing the history of a car before buying is critical. By skipping this step, you can accidentally become the owner of a stolen car, a vehicle with serious malfunctions or a pledge.

All these questions are easy explore independently in the section "Checking the car" on the website of the traffic police or in the mobile application "Gosuslugi Avto". It is enough to know the VIN‑code of the car. Additionally, to verify the honesty of the seller will also help:

• Federal bailiff service. Check here will show the presence or absence of enforcement proceedings against the owner.
• Register of pledged property. In chapter "Find in registry» vehicle data can be found, for example, by VIN code.
• Portal "AUTOCODE". Shows complete vehicle history. It will come in handy if the transport was registered in Moscow or the Moscow region.

5. It is necessary to issue OSAGO and not run into scammers

OSAGO concluded with a fake insurer can cause various problems. Which ones - depends on the situation:

1. If the driver did not know about the violation, and the fake was discovered during the check, the traffic police officer write outCode of Administrative Offenses of the Russian Federation. Article 12.37. Failure to comply with the requirements for compulsory civil liability insurance of vehicle owners a fine of 800 rubles.
2. If the fact is revealed during the accident, you will have to cover the costs yourself.
3. If the driver deliberately used a fake OSAGO and this is proven, you can also incur criminal liabilityCriminal Code of the Russian Federation. Article 327 Forgery, production or circulation of forged documents, state awards, stamps, seals or letterheads. Punishment options: fine up to 80,000 rubles, arrest for six months, compulsory work up to 480 hours, correctional labor up to two years.

To avoid such troubles, study the insurer in advance. Before issuing a policy, check the organization's license on the website of the Bank of Russia. If it is, go to the next step - make sure the site is authentic. The official pages of companies are collected in registry on the portal of the Russian Union of Motor Insurers - it is better to use the links from it. If you look for an insurer through Yandex, choose the results with a blue check mark next to them: fake sites do not have such. It is also possible to check an existing policy for authenticity: such service available on the RCA website.

6. There was an accident, and you need to draw up a European protocol

Europrotocol is a document that allows you to quickly file an accident without the presence of traffic police officers. take advantageN 40‑ФЗ “On Compulsory Insurance of Civil Liability of Vehicle Owners”. Article 11.1. Registration of documents on a traffic accident without the participation of authorized police officers such a possibility is realistic only in cases where no more than two cars were involved in the incident, none of the people were injured, and both drivers have OSAGO policies.

In this case, compensation from the insurance company remains. Payout amount dependsHow much will the insurance company reimburse if you file an accident according to the European protocol / State services from the presence of disagreements between the participants in the accident and photographic fixation of damage:

• if the pictures were taken and the drivers came to a consensus - up to 400,000 rubles;
• if the pictures were taken, but there are disagreements - up to 100,000 rubles;
• if there are no pictures, but drivers look at the accident the same way - up to 100 thousand rubles;
• if there is neither consent nor photographic fixation, the European protocol will not save, you need to call the traffic police.

It is allowed to fill out the Europrotocol both in paper form and in electronic form through the State Services Auto application. Both options have the same legal effect. But in the second case, you do not need to visit the office of the insurance company - the notice of the accident will go there automatically.