New laws October 2022: 6 important changes

1. The threshold for the cost of goods that can be imported without duty has been reduced

From October 1, personal items can be imported into the territory of the Eurasian Economic Union without duties, the value of which does not exceed the equivalent of 500 euros, and the weight is 25 kg. This does not apply to cases of border crossing by air. For aircraft, the norms are the same: the total price is up to 10 thousand euros, the weight is up to 50 kg.

For parcels delivered by carriers or by mail, there are limits of 200 euros and 31 kg.

In fact, these rules are not new. Limits were raised in April amid sanctions, and now returnedDecision of the EEC Council dated December 20, 2017 No. 107 "On Certain Issues Related to Goods for Personal Use" everything back. But these figures should be kept in mind in order to correctly calculate the total cost of the purchase.

2. Banks will detail the conditions for deposits

The Central Bank has developed

tableBank of Russia Ordinance No. 6150-U, dated June 3, 2022, “On the form of the table included in bank deposit agreements with individuals, in which it is indicated provided for by parts one and two of Article 36.2 of the Federal Law of December 2, 1990 No. 395-I “On Banks and Banking Activity” information" with data that will have to be included in bank deposit agreements. So meaningful information will be impossible hide into florid phrases written in complex legal language.

The table contains all the essential information, such as the percentage, the possibility of replenishment, the conditions for the return of money, and so on.

3. OSAGO rules are changing

From October 1, motorists are waiting for several innovationsBank of Russia Ordinance No. 6038‑U dated December 24, 2021 “On Amendments to the Regulations of the Bank of Russia dated September 19 2014 No. 431-P "On the rules for compulsory insurance of civil liability of vehicle owners":

• You no longer need a separate application to find out the results of the vehicle examination after the crash. You will need to indicate a convenient communication channel in the standard insurance notice application, and the results will come there automatically.
• Insurance companies will be able to find out about the change in the number of the car on their own. At the same time, if within three days after receiving a new registration plate, the owner does not receive a notification that the company is aware of the event, it will have to be informed in the old fashioned way.
• When changing ownership, if the owner has not terminated the OSAGO policy ahead of schedule, he needs to inform the insurance company that the owner of the car has changed.

4. Subsidies to pay for housing and communal services will be transferred only to the Mir card

Gradually, more and more payments are allowed to be transferred only for cardsDecree of the Government of the Russian Federation of July 23, 2022 No. 1317 “On Amendments to the List of Other Payments at the expense of Budgets of the budgetary system of the Russian Federation for the purposes of applying parts 5 and 5.1 of article 30.5 of the Federal Law "On the National Payment system""operating in the national payment system. From October 26, Mir will be needed to receive housing and communal services subsidies, annual remuneration to honorary donors, as well as benefits for the poor.

5. Bankruptcy moratorium lifted

It was introduced back in 2020 due to the coronavirus pandemic and has been extended. The essence of the moratorium is that during this period bankruptcy cases were not initiated at the request of creditors, that is, those who were indebted. It concerned both organizations and citizens, including individual entrepreneurs. Since October 1, the practice of initiating cases on such grounds resumeLetter of the Federal Tax Service dated July 18, 2022 No. 18‑2‑05/[email protected] "About consideration of the appeal".

6. The rules for calculating allowances for children from 8 to 17 years old have been clarified

For this payment Families whose average per capita income is below the subsistence minimum can apply.

By new rulesDecree of the Government of the Russian Federation of April 9, 2022 No. 630 “On approval of the basic requirements for the procedure and conditions for providing a monthly cash payment for a child aged 8 to 17 years, an approximate list of documents (information) required for the appointment of the specified monthly payment, and a standard application form for its appointment"if the parent applied for benefits in the first six months after the child's eighth birthday, the money will be credited retroactively, from the month when the birthday was celebrated. If the documents are submitted later, then the calculation starts from the date of application.