How to force the bank to pay for your utilities
Tips / / December 19, 2019
If we imagine that the bank pays your service utilities from your pocket, and you do not have to stand in line to pay, just a thought, "somewhere in a parallel universe." But not in this. If you need any loan or a new credit card, Orient Express Bank may well take for paying your utilities bills - for bonus points.
Yet none of the banks did not think to offer customers such services - to deliver them from a headache with the eternal queues and even pay off your utility bills by their own means, so that the action of the Eastern Express Bank in its own way unique.
Usually, getting on the shares of banks, it can be cool to save on interest and get services that are not available at other times, and even unthinkable. And pay-communal. Orient Express Bank offers to participate in the HCS-bonus programWhere your bills will be paid bonus points, to be converted into real money.
How to join the program
If you are just going to take out a loan or get a new credit card, be sure to hearken to the essence of the HCS-bonus program. The action is aimed at new customers, so that you will not only get the right amount of money, but also the opportunity to save.
You become a customer of the bank, and then applying that want to participate in the program. In addition, you are required to a statement on the periodic transfer of money in payment of utility bills (you will pay them with your credit card) and payment documents for payment of these services, such as receipt of payment.
Bank immediately begins to charge you a bonus that in future we can pay the bills, and everything - gas, electricity, cold and hot water up to waste disposal.
But in order to use them, you need two months to convince the bank that you are - a respectable payer, you have no overdue loan and utilities arrears.
Of course, the more bonuses you have, the more you save on communal.
How to earn bonuses
The bonus system is constructed simply:
- pay card purchase - charged 4% of the amount
- get the money in cash - 1.5% of the amount
1 bonus = 1 ruble
For example, you buy a smartphone for 10 000 and pay with a credit card. You will be charged 4% of the sum - 400 rubles. Or in another way - you take out a loan of 200 000 rubles, you will account for 1.5%, ie 3000 rubles.
Number of bonuses is not limited, but in one month can be cashed only 10 thousand. points on one loan. And all the money you can spend on bills for utilities.
The more spending money from a credit card, the more you back. Of course, this is not a call to throw money left and right, but even if you spend a little bonuses still accrue.
How to pay bills
Five days before the bank sends you a payment sms-alert about how much he is going to pay, and for what services. After that, the bank makes the required amount, saving you the extra hassle.
If you do not agree to pay, want to make a smaller or do not want to spend the bonus, you must send a reply sms. For details on how you can learn here.
If your score is not enough even for a service, they are stored until the next time. You will be able to accumulate points and to pay them for housing and communal services in the next month.
For whom this action
For anyone who wants to save money and time for payment of utility services. Each year the tariffs are increased, and even a little help in the form of bonus points will be welcome, not to mention the situations in which almost paid all your bills for communal.
HCS-bonus program