6 ways to get money that we ignore - and completely in vain

Almost every person in life has a situation where a couple of hundred are left before the salary and they need to somehow be stretched out for a week. Or, suppose you want to save up for something serious, but all the money goes to food, utilities and other everyday expenses.

To avoid this, you need to either spend less or earn more. Although there is a third way - to recover part of the costs.

1. collect debts

When borrowing a large amount of money, to issue a receipt or enter into a loan agreement is in the order of things. With these documents, you can go to court and increase the chances of getting your money back.

When it comes to several hundred or thousand rubles, friends, colleagues or acquaintances usually take their word for it. But such gullibility often fails. The person who took the money understands that collectors will definitely not pursue him, and even the lender will hesitate to remind him once again about debt.

But in fact, it is completely normal to report a desire to get your savings back. If you find it difficult to tell a person about it directly, try turning everything into a joke. Or ask him to borrow the same amount - it happens, and it works.

Finally, you can recall a loan with someone whose opinion and attitude the debtor values. Of course, this does not guarantee success by 100%, but it greatly increases your chances of getting money back.

2. Apply for benefits

The state has provided dozens of types of assistance to people who find themselves in difficult life circumstances. However, the occasion can also be joyful - for example, preparation to the birth of a child.

To find out what benefits you are eligible for, you can start by visiting Social Security Fund. Here are the types of payments and how to apply for them.

It's also worth checking out the pages Center for social protection of the population and regional departments of the department, for example Department of labor and social protection of the population of the city of Moscow.

3. Make money from hobbies

Hobbies often require financial investment - for example, materials like paints, brushes, clay, fabric, or products for a beautiful cake. At the same time, for a person who has chosen one or another hobbyThe process is more important than the result.

So why not sell a painting you painted, a decoupage vase, or that same cake? This will help justify the cost of materials, believe in yourself and your talent, and possibly find a new stable source of income.

4. Ask for help

There are people who just can't get past a sick cat, stray dog or a person who finds himself in a difficult situation. But to help in such cases, sometimes you need an impressive amount. For example, only 2-3 thousand rubles can be spent on tests for especially dangerous infections in animals, and probably more to buy medicines for a friend in intensive care.

In such a situation, it is quite normal to ask friends for help - for example, post on your page on a social network. Surely many of those who know you personally or have subscribed to you for a long time will respond or repost. As a result, people will be pleased that they have joined a useful cause, and you will not fit into the credit limit.

If everyone who wants to support the initiative transfers up to 4 thousand rubles to you, notify the tax don't have to. But lay out checks confirming expenses, a rule of good form and a guarantee of decency.

5. Sell ​​old things

Children grow up quickly and after each season, you can fold a couple of bags of things that have become small. Read books at some point cease to fit on the shelf, as well as discs with games that you have played a dozen times. And then there are old gadgets, working household appliances and furniture that you bought a replacement for, board games, clothes that you are tired of ...

Such things are often given to friends, for recycling, or put up at garbage cans in the hope that someone will pick them up. But there is a more profitable option - to take a picture of each item and put it on the site for free ads.

Agree, someone will definitely be delighted with the children's overalls, which costs much cheaper than in the store. And someone will like books and board games - also at a good discount compared to new ones. The most important thing is to set an adequate price and be ready for dialogue.

6. Split costs

Imagine the situation: you call a taxi to the office, and a colleague asks for a ride - they say, it’s still on the road. He leaves before you, so you pay for the trip.

Another case: you pick up friends at their house to go on a trip out of town together. The car is yours, you filled a full tank of fuel yesterday.

In such situations, it is quite normal to split the costs. Of course, it is unlikely that anyone would think of calculating the depreciation of a car for a trip or the cost of a driver’s services, but it’s normal practice to dump on gasoline equally. How to split the bill for a taxi.