6 scams that have appeared recently

1. “We will save your money from sanctions”

Phone scammers are the few things that are stable in our lives. They were yesterday, they are today and they will be tomorrow. At the same time, attackers follow the information agenda and quickly adapt to reality.

It is much easier for fraudsters to commit a crime if they play on fear and panic. So now they are focusing on sanctions, disabling SWIFTThe European Union disconnected seven Russian banks from SWIFT / Lenta and various domestic Russian restrictions like banThe Bank of Russia introduces a temporary procedure for operations with cash currency /Central Bank exchange rubles for cash. Because of this, people are worried about the safety of their money. And then attackers enter the arena, who promise to save savings.

For example, a common scheme is to introduce yourself as an employee of a bank or even law enforcement agencies. The caller says the money is in danger and demands that it be sent to a "special secure account." But you need to understand: your savings - if you trust the banking system - are already in a normally secure account. Threaten them sooner

rising prices, general inflation and deterioration of the economic situation. Therefore, there is no need to transfer them anywhere, a bank employee or a policeman who is not involved in a fraudulent scheme will not require this.

Another option is that the scammer reports the termination of bank cards due to sanctions. Because of this, the client will allegedly lose access to money. And in order to prevent a financial catastrophe, you need to tell the “bank employee” all the card details and / or the code from the SMS or push message. Following these tips, of course, will lead to the opposite effect: the card will remain working, nothing threatened it anyway. But it will be problematic to use it, since nothing will remain on the account.

Although the schemes of scammers have been updated, you need to act with them in the old way. If they call you and scare you with something unpleasant that happens to your accounts, these are scammers. Just hang up and live in peace.

2. "We will help you withdraw money abroad"

Transfer money from your accounts to foreign ones it is forbiddenDecree of the President of the Russian Federation of February 28, 2022 No. 79 "On the application of special economic measures in connection with unfriendly actions of the United States of America and the foreign states and international organizations". You can send to other people's accounts no moreInformation letter on the restriction of transfers of individuals - residents / Central Bank 5 thousand dollars a month. You can take out of the country no more than 10 thousand dollars in cash. It is still allowed to leave with a card linked to an account with as much money as you want. But it will not be possible to use it abroad due to the termination of work in Russia by Visa and Mastercard.

In general, the question is how go abroad with money or to support with funds someone who is abroad, non-idle. Therefore, people solve it differently. For example, they invent different schemes like this: two people agree on mutual transfers. One sends the currency to the foreign account of the second. And the second, being inside Russia, sends money where his counterparty says, but also inside the country.

But, of course, such schemes are imperfect, which means that there is room for fraud in them. Attackers may also offer to buy cryptocurrency from them or otherwise invest money in order to return it to themselves abroad.

The problem is that distinguishing people who want to help from criminals is not always easy. Therefore, you need to start by observing a simple rule: the scheme should be 100% clear to you at each stage. And, of course, read reviews, deal only with trusted people, and generally be careful. It's easy to lose everything.

3. “Let's exchange currency right here, in the gateway”

The ban on currency exchange will somehow lead to the emergence of a black market, this is inevitable, even despite the threat responsibilityCode of Administrative Offenses of the Russian Federation, article 15.25 "Violation of the currency legislation of the Russian Federation and acts of currency regulation bodies". It’s just that now you don’t need to look for a “money changer” around the city, this can be done in social networksCitizens trade currency in social networks / Kommersant. Telegram channels offer to bring the currency by courier or even make a bookmark after they receive rubles or bitcoins.

The risks are obvious: there is a high probability of transferring money to no one knows where, and getting nothing in return or getting a fake. Therefore, do not lose vigilance.

4. “We will return access to social networks, just fill out the form”

Various services stop working in Russia. Some companies independently make this decision, others are blocked from within by Roskomnadzor.

Taking the opportunity, scammers send Russians via Telegram or by mail offers to return access to social networks. You just need to follow the link and enter your username and password there. As a result, attackers will steal access to your account and will be able to use it at their discretion. For example, begging for money from subscribers or promoting ideas that the real owner of the page would never subscribe to.

Therefore, you should not enter logins and passwords on third-party sites.

5. “The stores are closed, we are selling the remnants of branded items from the warehouse”

Left Russia many companiesFrom Adobe to Visa: which companies have suspended work in Russia / RBC. These are not only relatively budget H&M or Zara, but also luxury brands like Rolex, Estee Lauder and others.

The fraudulent scheme in the form of selling allegedly branded items “from the warehouse” at a reduced price was quite popular before. And now the climate for this has become even more favorable. Needless to say, we are not talking about brands. Buyers are trying to shove fakes. And for a fake, the cost of the goods will be very high.

If you agree to a fake, then buy it at the appropriate price. Although it is better to pay attention to the budget brands and stay honest.

6. "You deserve compensation!"

Another scheme that always gains popularity in any crisis is the promise of various payments and compensations. To receive money, sometimes you need to provide card details, including the code on the back. True, the funds after that will not be credited, but written off. Sometimes attackers ask you to enter your username and password from Gosuslug on a fake site. What to do too not worth it: if a criminal steals access to a personal account, he can issue a microcredit to the victim.

If you suddenly saw information about payments and compensations somewhere, find the original source - a law or a regulation, to make sure that this is not a fake. It is also important to remember that if payments are made remotely, then this is done directly through the State Services or through a personal account on the website of the department, for example, the PFR. And you don't need any mediation.