The best Lifehacker articles in 2021 to help you save and earn

12 best free services and online courses to teach you how to invest

The golden rule of investing is to only invest with clear tools. It should be absolutely clear to you exactly how the scheme works inside and out, what exactly makes a profit and what the risks are.

Investing is an area that is difficult to master by accident in the course of life. Few can say: "As a child, I watched how dad invested, and learned - look how you can." It is intuitively dangerous to learn it: money is at stake, and there are a lot of pitfalls.

Fortunately, there are free courses and lectures available to teach you how to handle finance. This collection contains 12 of the best.

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How to find out if scammers have taken out a loan in your name

You can be very smart and vigilant, but still become a victim of a financial crime. Attackers know how to find loopholes and accomplices. So you will be able to take a loan in your name in such a way that you do not even suspect.

But this is the situation where knowledge is power. The sooner you discover a fraudulent loan, the more chances you have to challenge it. Therefore, it is worth checking your credit history periodically. You can do this twice a year for free.

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10 non-obvious things that can affect your credit history

A credit history is needed not only to check whether fraudsters have taken out a loan for you. It is also studied by banks to understand whether it is worth lending you money and on what terms. It can be a shame to find, for example, a dream apartment, try to buy it with a mortgage and find that the loan is not approved.

To prevent this from happening, credit history, like honor, it is better to protect young people and not spoil it by casual and frivolous, as it seems, actions.

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7 financial mistakes our grandmothers shouldn't repeat

In psychology, there is such a term as "attitude." This is a kind of knowledge, a pattern of actions in a certain situation, which arises from past experience. Moreover, it is not necessary to experience this or that event in order to form an attitude. We get them, for example, from a movie or family.

Relatives strongly influence us. And often we unknowingly do what they would do - because we have absorbed these behaviors for many years. But the problem is that many of the installations were effective before, and now they do not work. Therefore, it is important to understand what we have adopted from the older generation, and check it for suitability in the modern world.

The text contains popular guidelines that should not be followed.

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7 best financial life hacks from TikTok to help you save money and save for your dream

TikTok has gradually ceased to be a social network exclusively for teenagers. Psychologists explain in it how to maintain mental health, educators explain difficult questions in their subject. Financial life hacks are also found there. The material presents the best of them that will definitely work.

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13 trap thoughts that make us poorer

The topic of finance is considered complex: accounting for income and expenses, budgeting are continuous chores. But sometimes you don't have to go deep into the jungle to manage capital. We are often forced to part with money by tiny and, at first glance, unimportant decisions.

And we have to take them constantly. Whether to buy something or not, take a taxi or take public transport home, or be tempted to buy everything at a sale. Well, in order to bypass the traps that separate us from money, you need to learn how to detect it.

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How to get a family mortgage and save money on home purchases

Families with children can get a mortgage with state support and receive a reduced percentage. In 2021, the program was expanded, and now it is enough to have one child to participate in it. True, it is important when he was born.

All the subtleties of obtaining a preferential family mortgage are in our material.

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Where and how to get discounts and bonuses on your birthday

Birthday is not a sad holiday at all. All congratulate, say kind words, give gifts. Moreover, gifts can be obtained not only from friends and family. Supermarkets, cinemas and restaurants are ready to provide discounts and bonuses. Try to time big purchases for your personal holiday and save some money.

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5 ways to get rid of old technology profitably

A device that has served its day cannot always be simply thrown away. If the equipment is large and does not fit into the container, it must be taken to the site for bulky waste or paid for removal. In addition, the gadget may contain heavy metals, mercury, or something similar. This means that it must be disposed of so that hazardous substances do not get into the soil and water.

But there are several ways how to avoid expenses and sometimes make money on old equipment.

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8 tips to save money you shouldn't give to people with small paychecks

Savings tips are both simple and complex. They rarely open America: to spend less, you need - a surprise! - spend less. But the recommendations only work if you follow them.

Advice is often hampered by a lack of motivation and discipline. But not only. Some recommendations are simply impossible to apply with a small income. In the material, we understand what will not work and what can be used to replace unsuitable options.

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