10 tips on how not to spend too much on New Year's holidays

1. Define a budget

Any miracles are possible in the New Year. For example, it happens to lower the monthly salary in 10 days and then live from hand to mouth for the whole of January. But at the same time, it is sad to deny yourself all the pleasures. Therefore, a compromise is important.

It is worth giving yourself money for the holidays. In this case, one should not proceed from the postulates “we live once"Or" Holidays! ", But from their own income. That is, to determine the amount that can be spent quite painlessly. And then not deny yourself anything, but within the budget.

2. Consider leisure

Not too long ago, staying at home was pretty safe for your finances. But the internet changed everything. Delivery, online stores, marketplaces - all this provided an opportunity to spend huge amounts in minutes. Moreover, purchases are often made out of boredom.

But here's the simple truth: if you have something to do, you have no time to spend money. So come up with what you are

will do every day. Walk more, go to visit, develop in your hobby, play board games - try to get emotions from anything other than spending money.

3. Stay away from shopping malls

The weather in winter is different, and being outside is not always comfortable. Therefore, many choose shopping centers as a place for walking. Often there is no purpose to buy, the plans are just to spend time and see. And this is usually a disastrous idea for the wallet, because rarely does anyone manage to leave without new things.

During the holidays, the temptation to spend money will be higher. Shops are already starting post-holiday promotions. Coupled with the New Year's mood, this creates ideal conditions for thoughtless spending. Better to slow down though. Wait for the start of the working days. First, the euphoria will subside. Secondly, it will be possible to estimate how much money is left. Third, discounts will be more.

4. Postpone the purchase of some gifts

Everything New Year's is obscenely expensive in December. But already in January, stores start selling such items at a big discount. For example, this applies to gift sets with decorative cosmetics, body care products and the like. So if you are meeting with someone on January 5 and would like to present such a box, you should postpone the purchase until the first days of the new year and buy a present at a discount.

5. Know when to stop in food

The typical problem with vacations is that the house is full of food, but you constantly want something like that. So cafes and deliveries are used. As a result, more money is spent on all this than it should be. And some of the food flies into the trash.

Planning will help save finances. For example, do not a basin Olivier salad, and a portion per person (or two - let there still be left for breakfast on January 1). Don't cook all week. Then you can moderate your menu: if you wanted something, you bought ingredients and prepared or ordered delivery.

6. Drink less

This, of course, is not about water, but about alcohol. Alcohol is not cheap and harmful in any quantity. So not turning the holidays into a New Year's binge is useful from all sides, including for finances.

7. Save some fun for later

During the holidays, people are ready to spend money, and businessmen know about it. Therefore, prices for many entertainment are overpriced. And sometimes it's wise to reschedule them.

For example, if you are planning a trip for a couple of days, just check the prices for travel and accommodation for the next weekend in January. The cost will be much lower, and crowds of people will no longer interfere. A similar story could be with a variety of bowling alleys and amusement parks - whatever.

8. Take a picture at home

Many people love festive photo sessions in studio interiors. Of course, it's nice to look at yourself beautiful, print pictures and send them to relatives, get likes on Instagram.

But is it worth overpaying? Hundreds of families in your city, who have started filming in these interiors since October, will have exactly the same photos. In the images, 3-5 unique plots are possible - depending on the number of family members, and the rest is variation. But at the same time, you will have to spend a lot: the services of a photographer, studio rental, clothes and accessories for all relatives... It may be worth saving on vanity.

9. Use public transport

During the holidays, the temptation to ride a taxi is high - a holiday, what about jostling in buses. But the rates are always higher this weekend. After all, drivers would love to celebrate at home, but they work. So the costs will not be comparable to public transport. Choosing a tram or metro, you can save more than one thousand rubles.

10. Choose performances from the usual theater repertoire

First of all, this, of course, concerns children whom compassionate parents take to the Christmas trees day after day. The desire to organize interesting leisure time for a child is understandable. But for this it is not necessary to lead them through a series Dedov Morozov and the Snow Maiden. Moreover, specialized views are usually more expensive.

But in the repertoires of theaters, there are usually many children's performances without New Year's heroes, which are no worse, or even better. Getting them tickets is a great way to save money, but still have a great time.