Lifehacker's podcast: how to properly ask for a pay raise

You can increase your salary even before talking with your boss, if you transfer it to a salary card with favorable conditions. For example, the multicard “VTB»Allows you to return up to 20% cashback for payment for goods and services: the maximum can be obtained from the bank's partners, for other expenses - 1.5%. Alternatively, you can receive additional remuneration for any purchases from 30,000 rubles per month, which VTB will transfer to a brokerage account. Either get a discount on the loan rate (up to -1% per annum) or increase your savings (up to + 3% per annum to your savings).

For the design and maintenance of the multicard "VTB»No need to pay. You shouldn't worry about the interest for transfers either: it allows you to freely transfer up to 100,000 rubles a month to any other bank and as much money as you like to VTB cards. Cash can be withdrawn without commission at all ATMs.

You can order a salary multicard online. You just need to fill out an application on the website - it will take no more than five minutes.

Issue a VTB multicard