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Lifehacker's podcast: 7 outdated financial misconceptions that need to get rid of
Miscellaneous / / December 08, 2021
Say goodbye to these harmful stereotypes in order to stabilize your financial situation.
Lack of savings and planning, the pursuit of status things is too expensive - all these are bad financial habits. Together with the bank "Uralsib»Figured out what manifestations of financial illiteracy need to say goodbye as soon as possible.
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The savings card can replace the deposit in the bank. At the same time, unlike an irrevocable deposit, you will retain the opportunity to replenish your account or withdraw funds at any time. With a debit card "Profit"You can receive up to 8% per annum on the balance from Uralsib Bank. «Profit»Allows you to transfer up to 100 thousand rubles without commission to clients of other banks and withdraw from 3 thousand rubles free of charge from an ATM of any bank.
Debit card holdersProfit
"From Uralsib Bank they can receive up to 3% cashback for all purchases made with the card. Cashback is credited monthly at the rate of 1 bonus = 1 ruble as part of the Uralsib Bonus loyalty program. Bonuses can be spent on compensation for purchases, car rental, train or plane tickets.You can use the card for free - to do this, you need to keep the balance on the account from 5 thousand rubles or spend from 1 thousand rubles per month.
Issue a card
Cashback: when exchanging bonuses (hereinafter referred to as BR) in the URALSIB Bonus program for the purchase amount on the card from 1,500 to 50,000 rubles. last month. BRs are charged at the rate of 1 BR = 1 rub. in the amount of up to 3% of the amount of purchases per month (some purchases are not taken into account): 1% - spending on the card from 10,000 rubles; 1% - card debt from 5,000 rubles. or the balance of the loan from 100,000 rubles; 1% - with the package of services "Priority", "Status", "Private", Premium Light, Premium, Premium Sport (respectively "Premium Light", "Premium", "Premium Sport") within 3 months. or card debt from 15,000 rubles. The volume of purchases per month for calculating BR is up to 400,000 rubles. with the package "Priority", "Status", "Private", Premium Light, Premium, Premium Sport up to 200,000 rubles. - no packages. BRs are valid for 12 months; canceled if not used for more than 6 months. and if the loan is overdue from 30 days.
8% per annum are charged monthly on the daily card balance up to RUB 1 million. for purchases with a Card over 10,000 rubles / month (some expenses are not taken into account), 0.1% per annum - for purchases up to 10,000 rubles; with a balance over 1 million rubles. no interest is charged on the excess amount.
Monthly service - 0 rubles. for purchases with a Card from 10 thous. RUB / month (some expenses are not taken into account), in other cases - 99 rubles / month.
Card term - 4 years. Card fees: for changing the PIN-code, unblocking the Card; balance request; Information service; Service of an inactive card account; for issuing and crediting cash; for wire transfer; for the use of funds in case of technical debt.
More details at www.uralsib.ru. Advertising. PJSC BANK URALSIB. License of the Bank of Russia No. 30 dated September 10, 2015
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